2014 Conforming (Conventional) Loan Limits For California Counties
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The Federal Housing Finance Agency (FHFA) recently announced the 2014 Conforming (Conventional) loan limits for all counties in California. This applies to conforming and high balance (also called Conforming Jumbo or Agency Jumbo) mortgages sold to Fannie Mae or Freddie Mac in 2014.
Loan limits remain the same as 2013 with following base loan limits:
- One Unit – $417,000
- Two Units – $533,850
- Three Units – $645,300
- Four Units – $801,950
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Some high cost counties will have the loan limits as high as $625,500 for one unit properties (Single Family Residence, Condominiums and Town Homes are classified as 1-unit properties). Below is the list of Conventional loan limits for 1 Unit, 2 Units, 3 Units and 4 Units for all the counties in California for 2014.
| Blank cell | 1 Unit | 2 Units | 3 Unit | 4 Units |
|---|---|---|---|---|
| ALAMEDA, CA | $625,500 | $800,775 | $967,950 | $1,202,925 |
| ALPINE, CA | $463,450 | $593,300 | $717,150 | $891,250 |
| AMADOR, CA | $417,000 | $533,850 | $645,300 | $801,950 |
| CALAVERAS, CA | $417,000 | $533,850 | $645,300 | $801,950 |
| COLUSA, CA | $417,000 | $533,850 | $645,300 | $801,950 |
| CONTRA COSTA, CA | $625,500 | $800,775 | $967,950 | $1,202,925 |
| DEL NORTE, CA | $417,000 | $533,850 | $645,300 | $801,950 |
| EL DORADO, CA | $474,950 | $608,000 | $734,950 | $913,350 |
| FRESNO, CA | $417,000 | $533,850 | $645,300 | $801,950 |
| GLENN, CA | $417,000 | $533,850 | $645,300 | $801,950 |
| HUMBOLDT, CA | $417,000 | $533,850 | $645,300 | $801,950 |
| IMPERIAL, CA | $417,000 | $533,850 | $645,300 | $801,950 |
| INYO, CA | $417,000 | $533,850 | $645,300 | $801,950 |
| KERN, CA | $417,000 | $533,850 | $645,300 | $801,950 |
| KINGS, CA | $417,000 | $533,850 | $645,300 | $801,950 |
| LAKE, CA | $417,000 | $533,850 | $645,300 | $801,950 |
| LASSEN, CA | $417,000 | $533,850 | $645,300 | $801,950 |
| LOS ANGELES, CA | $625,500 | $800,775 | $967,950 | $1,202,925 |
| MADERA, CA | $417,000 | $533,850 | $645,300 | $801,950 |
| MARIN, CA | $625,500 | $800,775 | $967,950 | $1,202,925 |
| MARIPOSA, CA | $417,000 | $533,850 | $645,300 | $801,950 |
| MENDOCINO, CA | $417,000 | $533,850 | $645,300 | $801,950 |
| MERCED, CA | $417,000 | $533,850 | $645,300 | $801,950 |
| MODOC, CA | $417,000 | $533,850 | $645,300 | $801,950 |
| MONO, CA | $529,000 | $677,200 | $818,600 | $1,017,300 |
| MONTEREY, CA | $483,000 | $618,300 | $747,400 | $928,850 |
| NAPA, CA | $592,250 | $758,200 | $916,450 | $1,138,950 |
| NEVADA, CA | $477,250 | $610,950 | $738,500 | $917,800 |
| ORANGE, CA | $625,500 | $800,775 | $967,950 | $1,202,925 |
| PLACER, CA | $474,950 | $608,000 | $734,950 | $913,350 |
| PLUMAS, CA | $417,000 | $533,850 | $645,300 | $801,950 |
| RIVERSIDE, CA | $417,000 | $533,850 | $645,300 | $801,950 |
| SACRAMENTO, CA | $474,950 | $608,000 | $734,950 | $913,350 |
| SAN BENITO, CA | $625,500 | $800,775 | $967,950 | $1,202,925 |
| SAN BERNARDINO | $417,000 | $533,850 | $645,300 | $801,950 |
| SAN DIEGO, CA | $546,250 | $699,300 | $845,300 | $1,050,500 |
| SAN FRANCISCO, CA | $625,500 | $800,775 | $967,950 | $1,202,925 |
| SAN JOAQUIN, CA | $417,000 | $533,850 | $645,300 | $801,950 |
| SAN LUIS OBISPO, CA | $561,200 | $718,450 | $868,400 | $1,079,250 |
| SAN MATEO, CA | $625,500 | $800,775 | $967,950 | $1,202,925 |
| SANTA BARBARA, CA | $625,500 | $800,775 | $967,950 | $1,202,925 |
| SANTA CLARA, CA | $625,500 | $800,775 | $967,950 | $1,202,925 |
| SANTA CRUZ, CA | $625,500 | $800,775 | $967,950 | $1,202,925 |
| SHASTA, CA | $417,000 | $533,850 | $645,300 | $801,950 |
| SIERRA, CA | $417,000 | $533,850 | $645,300 | $801,950 |
| SISKIYOU, CA | $417,000 | $533,850 | $645,300 | $801,950 |
| SOLANO, CA | $417,000 | $533,850 | $645,300 | $801,950 |
| SONOMA, CA | $520,950 | $666,900 | $806,150 | $1,001,850 |
| STANISLAUS, CA | $417,000 | $533,850 | $645,300 | $801,950 |
| SUTTER, CA | $417,000 | $533,850 | $645,300 | $801,950 |
| TEHAMA, CA | $417,000 | $533,850 | $645,300 | $801,950 |
| TRINITY, CA | $417,000 | $533,850 | $645,300 | $801,950 |
| TULARE, CA | $417,000 | $533,850 | $645,300 | $801,950 |
| TUOLUMNE, CA | $417,000 | $533,850 | $645,300 | $801,950 |
| VENTURA, CA | $598,000 | $765,550 | $925,350 | $1,150,000 |
| YOLO, CA | $474,950 | $608,000 | $734,950 | $913,350 |
| YUBA, CA | $417,000 | $533,850 | $645,300 | $801,950 |
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