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I am the author of this blog and also a top-producing Loan Officer and CEO of InstaMortgage Inc, the fastest-growing mortgage company in America. All the advice is based on my experience of helping thousands of homebuyers and homeowners. We are a mortgage company and will help you with all your mortgage needs. Unlike lead generation websites, we do not sell your information to multiple lenders or third-party companies.

Conventional-Loan-Limits-257x300The Federal Housing Finance Agency (FHFA) recently announced the 2014 Conforming (Conventional) loan limits for all counties in California. This applies to conforming and high balance (also called Conforming Jumbo or Agency Jumbo) mortgages sold to Fannie Mae or Freddie Mac in 2014.

Loan limits remain the same as 2013 with following base loan limits:

  • One Unit – $417,000
  • Two Units – $533,850
  • Three Units – $645,300
  • Four Units – $801,950

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Some high cost counties will have the loan limits as high as $625,500 for one unit properties (Single Family Residence, Condominiums and Town Homes are classified as 1-unit properties). Below is the list of Conventional loan limits for 1 Unit, 2 Units, 3 Units and 4 Units for all the counties in California for 2014.

Blank cell 1 Unit 2 Units 3 Unit 4 Units
ALAMEDA, CA $625,500 $800,775 $967,950 $1,202,925
ALPINE, CA $463,450 $593,300 $717,150 $891,250
AMADOR, CA $417,000 $533,850 $645,300 $801,950
CALAVERAS, CA $417,000 $533,850 $645,300 $801,950
COLUSA, CA $417,000 $533,850 $645,300 $801,950
CONTRA COSTA, CA $625,500 $800,775 $967,950 $1,202,925
DEL NORTE, CA $417,000 $533,850 $645,300 $801,950
EL DORADO, CA $474,950 $608,000 $734,950 $913,350
FRESNO, CA $417,000 $533,850 $645,300 $801,950
GLENN, CA $417,000 $533,850 $645,300 $801,950
HUMBOLDT, CA $417,000 $533,850 $645,300 $801,950
IMPERIAL, CA $417,000 $533,850 $645,300 $801,950
INYO, CA $417,000 $533,850 $645,300 $801,950
KERN, CA $417,000 $533,850 $645,300 $801,950
KINGS, CA $417,000 $533,850 $645,300 $801,950
LAKE, CA $417,000 $533,850 $645,300 $801,950
LASSEN, CA $417,000 $533,850 $645,300 $801,950
LOS ANGELES, CA $625,500 $800,775 $967,950 $1,202,925
MADERA, CA $417,000 $533,850 $645,300 $801,950
MARIN, CA $625,500 $800,775 $967,950 $1,202,925
MARIPOSA, CA $417,000 $533,850 $645,300 $801,950
MENDOCINO, CA $417,000 $533,850 $645,300 $801,950
MERCED, CA $417,000 $533,850 $645,300 $801,950
MODOC, CA $417,000 $533,850 $645,300 $801,950
MONO, CA $529,000 $677,200 $818,600 $1,017,300
MONTEREY, CA $483,000 $618,300 $747,400 $928,850
NAPA, CA $592,250 $758,200 $916,450 $1,138,950
NEVADA, CA $477,250 $610,950 $738,500 $917,800
ORANGE, CA $625,500 $800,775 $967,950 $1,202,925
PLACER, CA $474,950 $608,000 $734,950 $913,350
PLUMAS, CA $417,000 $533,850 $645,300 $801,950
RIVERSIDE, CA $417,000 $533,850 $645,300 $801,950
SACRAMENTO, CA $474,950 $608,000 $734,950 $913,350
SAN BENITO, CA $625,500 $800,775 $967,950 $1,202,925
SAN BERNARDINO $417,000 $533,850 $645,300 $801,950
SAN DIEGO, CA $546,250 $699,300 $845,300 $1,050,500
SAN FRANCISCO, CA $625,500 $800,775 $967,950 $1,202,925
SAN JOAQUIN, CA $417,000 $533,850 $645,300 $801,950
SAN LUIS OBISPO, CA $561,200 $718,450 $868,400 $1,079,250
SAN MATEO, CA $625,500 $800,775 $967,950 $1,202,925
SANTA BARBARA, CA $625,500 $800,775 $967,950 $1,202,925
SANTA CLARA, CA $625,500 $800,775 $967,950 $1,202,925
SANTA CRUZ, CA $625,500 $800,775 $967,950 $1,202,925
SHASTA, CA $417,000 $533,850 $645,300 $801,950
SIERRA, CA $417,000 $533,850 $645,300 $801,950
SISKIYOU, CA $417,000 $533,850 $645,300 $801,950
SOLANO, CA $417,000 $533,850 $645,300 $801,950
SONOMA, CA $520,950 $666,900 $806,150 $1,001,850
STANISLAUS, CA $417,000 $533,850 $645,300 $801,950
SUTTER, CA $417,000 $533,850 $645,300 $801,950
TEHAMA, CA $417,000 $533,850 $645,300 $801,950
TRINITY, CA $417,000 $533,850 $645,300 $801,950
TULARE, CA $417,000 $533,850 $645,300 $801,950
TUOLUMNE, CA $417,000 $533,850 $645,300 $801,950
VENTURA, CA $598,000 $765,550 $925,350 $1,150,000
YOLO, CA $474,950 $608,000 $734,950 $913,350
YUBA, CA $417,000 $533,850 $645,300 $801,950

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