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Understanding Prepaids & Impounds on Closing Disclosure
Two of the most confusing sections are Prepaids and Impounds on the Closing Disclosure (CD)…
Low Housing Inventory: Why Is It Happening?
The housing market has recently seen startlingly low housing inventory. According to data from Altos…
Mortgage Rates Climb to Highest Levels in Almost a Year; 30-Year Fixed Above 3%
Mortgage rates have now increased in six of the last eight weeks. According to Mortgage…
Mortgage Loans for Dreamers (DACA)
Options for mortgage loans for Dreamers have increased. When the Federal Housing Administration (FHA) announced…
FHA Loans for DACA Recipients Now Available
In a new move, the Federal Housing Administration (FHA) announced that it will permit individuals…
Housing Affordability Drops As Home Prices Rise
Median home prices rose at least 10% in the fourth quarter of 2020, significantly impacting…
2021 VA and USDA Loan Limits
As we enter 2021, loan limits for different types of loans have changed. Veterans Affairs…
