Mortgage Programs

CalHFA Dream For All Shared Appreciation Loan Program

CalHFA Dream For All Shared Appreciation Loan Program is a path-breaking progarm for California first-time home buyers. This is to be used in conjunction with the Dream For All Conventional first mortgage. Upon sale or transfer of the home, the homebuyer repays the original down payment loan, plus a share of the appreciation in the value of the home (details below). How Can I Qualify for CalHFA Dream For All Shared Appreciation Loan Program? Be a first-time homebuyer. Occupy the property as a primary residence; non-occupant co-borrowers are not allowed. CalHFA borrowers must…
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Understanding a 3-2-1, 2-1, and 1-0 Buydown Mortgage

Understanding a 3-2-1, 2-1, and 1-0 Buydown Mortgage is extremely important in the 2023 housing market with elevated rates and lower affordability. Understanding 3-2-1 Buydown Mortgage A 3-2-1 buydown mortgage starts at 3% lower than your note rate in year 1, 2% lower in year 2, and 1% lower in year 3.  So, if you get a rate of 6%, your first-year monthly payment will be calculated at 3%, second year at 4%, third year at 3%, and then goes back to your note rate (i.e. 6%) for the rest of the term…
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2023 FHA LOAN LIMITS FOR VIRGINIA (VA)

2023 FHA Loan Limits For Virginia is $472,030 and goes up to $1,089,300 for high-cost counties for one-unit properties. FHA 2023  Loan Limits For  VA for 2-unit properties is $604,400  and goes up to $1,394,775  for high-cost counties. 2023 FHA Mortgage Loan Limits for Accomack County 1  Unit – $472,030 2 Unit – $604,400 3 Unit – $730,525 4 Unit – $907,900 2023 FHA Mortgage Loan Limits for Albemarle County 1 Unit – $507,150 2 Unit – $649,250 3 Unit – $784,800 4 Unit – $975,300 2023 FHA Mortgage Loan Limits for Alexandria…
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2023 FHA LOAN LIMITS FOR WASHINGTON (WA)

2023 FHA Loan Limits For Washington is $472,030 and goes up to $977,500 for high-cost counties for one-unit properties. 2023 FHA Loan Limits For WA for 2-unit properties is $604,400  and goes up to $1,251,400 for high-cost counties. 2023 FHA Mortgage Loan Limits for Adams County 1  Unit – $472,030 2 Unit – $604,400 3 Unit – $730,525 4 Unit – $907,900 2023 FHA Mortgage Loan Limits for Asotin County 1  Unit – $472,030 2 Unit – $604,400 3 Unit – $730,525 4 Unit – $907,900 2023 FHA Mortgage Loan Limits for Benton…
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2023 FHA LOAN LIMITS FOR TEXAS (TX)

2023 FHA Loan Limits For Texas is $472,030 and goes up to $571,550  for high-cost counties for one-unit properties. 2023 FHA Loan Limits for Texas for 2-unit properties is  $604,400 and goes up to $731,700  for high-cost counties. 2023 FHA Mortgage Limits for Anderson County 1  Unit – $472,030 2 Unit – $604,400 3 Unit – $730,525 4 Unit – $907,900 2023 FHA Mortgage Limits for Andrews County 1  Unit – $472,030 2 Unit – $604,400 3 Unit – $730,525 4 Unit – $907,900 2023 FHA Mortgage Limits for Angelina County 1  Unit…
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2023 FHA LOAN LIMITS FOR TENNESSEE (TN)

2023 FHA Loan Limits For Tennessee is $472,030 and goes up to $890,100  for high-cost counties for one-unit properties. 2023 FHA Loan Limits for Tennessee for 2-unit properties is $604,400 and goes up to $1,139,500  for high-cost counties. 2023 FHA Mortgage Loan Limits for Anderson County 1  Unit – $472,030 2 Unit – $604,400 3 Unit – $730,525 4 Unit – $907,900 2023 FHA Mortgage Loan Limits for Bedford County 1  Unit – $472,030 2 Unit – $604,400 3 Unit – $730,525 4 Unit – $907,900 2023 FHA Mortgage Loan Limits for Benton…
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2023 FHA LOAN LIMITS FOR SOUTH CAROLINA (SC)

2023 FHA Loan Limits For South Carolina is $472,030 and goes up to $538,200  for high-cost counties for one-unit properties. 2023 FHA Loan Limits For SC for 2-unit properties is $604,400 and goes up to $689,000 or high-cost counties. 2023 FHA Mortgage Loan Limits for Abbeville County  1  Unit – $472,030 2 Unit – $604,400 3 Unit – $730,525 4 Unit – $809,150 2023 FHA Mortgage Loan Limits for Aiken County 1  Unit – $472,030 2 Unit – $604,400 3 Unit – $730,525 4 Unit – $809,150 2023 FHA Mortgage Loan Limits for…
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2023 FHA LOAN LIMITS FOR OKLAHOMA (OK)

2023 FHA Loan Limits For Oklahoma counties is $472,030  and for 2-unit properties is $604,400 See below the list of all FHA Loan Limits 2023 For OK counties for 1, 2, 3, and 4 Unit properties. 2023 FHA Mortgage Loan Limits for Adair County 1  Unit – $472,030 2 Unit – $604,400 3 Unit – $730,525 4 Unit – $907,900 2023 FHA Mortgage Loan Limits for Alfalfa County 1  Unit – $472,030 2 Unit – $604,400 3 Unit – $730,525 4 Unit – $907,900 2023 FHA Mortgage Loan Limits for Atoka County 1 …
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2023 FHA LOAN LIMITS FOR OREGON (OR)

2023 FHA Loan Limits For Oregon is $472,030 and goes up to $690,000  for high-cost counties for one-unit properties. 2023 FHA Loan Limits For OR for 2-unit properties is $604,400  and goes up to $883,300 for high-cost counties. 2023 FHA Mortgage Loan Limits for Baker County 1  Unit – $472,030 2 Unit – $604,400 3 Unit – $730,525 4 Unit – $907,900 2023 FHA Mortgage Loan Limits for Benton County 1  Unit – $560,050 2 Unit – $716,950 3 Unit – $866,650 4 Unit – $1,077,050 2023 FHA Mortgage Loan Limits for Clackamas…
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2023 FHA LOAN LIMITS FOR OHIO (OH)

2023 FHA Loan Limits For Ohio is $472,030 and goes up to $488,750  for high-cost counties for one-unit properties. 2023 FHA Loan Limits For Ohio for 2-unit properties is $604,400 and goes up to $625,700 for high-cost counties. 2023 FHA Mortgage Loan Limits for Adams County 1  Unit – $472,030 2 Unit – $604,400 3 Unit – $730,525 4 Unit – $907,900 2023 FHA Mortgage Loan Limits for Allen County 1  Unit – $472,030 2 Unit – $604,400 3 Unit – $730,525 4 Unit – $907,900 2023 FHA Mortgage Loan Limits for Ashland…
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