Author bio section

I am the author of this blog and also a top-producing Loan Officer and CEO of InstaMortgage Inc, the fastest-growing mortgage company in America. All the advice is based on my experience of helping thousands of homebuyers and homeowners. We are a mortgage company and will help you with all your mortgage needs. Unlike lead generation websites, we do not sell your information to multiple lenders or third-party companies.

2022 FHA Loan Limits NC is $420,680 and goes up to $805,000 for high-cost counties for one-unit properties.

2022 FHA Loan Limits for  North Carolina for 2-unit properties is $538,650 and goes up to $1,030,550 for high-cost counties.

2022 FHA Mortgage Loan Limits for Alamance County

  • 1  Unit – $420,680
  • 2 Unit – $538,650
  • 3 Unit – $651,050
  • 4 Unit – $809,150

2022 FHA Mortgage Loan Limits for Alexander County

  • 1  Unit – $420,680
  • 2 Unit – $538,650
  • 3 Unit – $651,050
  • 4 Unit – $809,150

2022 FHA Mortgage Loan Limits for Alleghany County

  • 1  Unit – $420,680
  • 2 Unit – $538,650
  • 3 Unit – $651,050
  • 4 Unit – $809,150

2022 FHA Mortgage Loan Limits for Anson County

  • 1  Unit – $420,680
  • 2 Unit – $538,650
  • 3 Unit – $651,050
  • 4 Unit – $809,150

2022 FHA Mortgage Loan Limits for Ashe County

  • 1  Unit – $420,680
  • 2 Unit – $538,650
  • 3 Unit – $651,050
  • 4 Unit – $809,150

2022 FHA Mortgage Loan Limits for Avery County

  • 1  Unit – $420,680
  • 2 Unit – $538,650
  • 3 Unit – $651,050
  • 4 Unit – $809,150

2022 FHA Mortgage Loan Limits for Beaufort County

  • 1  Unit – $420,680
  • 2 Unit – $538,650
  • 3 Unit – $651,050
  • 4 Unit – $809,150

2022 FHA Mortgage Loan Limits for Bertie County

  • 1  Unit – $420,680
  • 2 Unit – $538,650
  • 3 Unit – $651,050
  • 4 Unit – $809,150

2021 FHA Mortgage Loan Limits for Bladen County

  • 1  Unit – $420,680
  • 2 Unit – $538,650
  • 3 Unit – $651,050
  • 4 Unit – $809,150

2022 FHA Mortgage Loan Limits for Brunswick County

  • 1  Unit – $420,680
  • 2 Unit – $538,650
  • 3 Unit – $651,050
  • 4 Unit – $809,150

2022 FHA Mortgage Loan Limits for Buncombe County

  • 1  Unit – $420,680
  • 2 Unit – $538,650
  • 3 Unit – $651,050
  • 4 Unit – $809,150

2022 FHA Mortgage Loan Limits for Burke County

  • 1  Unit – $420,680
  • 2 Unit – $538,650
  • 3 Unit – $651,050
  • 4 Unit – $809,150

2022 FHA Mortgage Loan Limits for Cabarrus County

  • 1  Unit – $420,680
  • 2 Unit – $538,650
  • 3 Unit – $651,050
  • 4 Unit – $809,150

2022 FHA Mortgage Loan Limits for Caldwell County

  • 1  Unit – $420,680
  • 2 Unit – $538,650
  • 3 Unit – $651,050
  • 4 Unit – $809,150

2022 FHA Mortgage Loan Limits for Camden County

  • 1  Unit – $488,750
  • 2 Unit – $625,700
  • 3 Unit – $756,300
  • 4 Unit – $939,900

2022 FHA Mortgage Loan Limits for Carteret County

  • 1  Unit – $420,680
  • 2 Unit – $538,650
  • 3 Unit – $651,050
  • 4 Unit – $809,150

2022 FHA Mortgage Loan Limits for Caswell County

  • 1  Unit – $420,680
  • 2 Unit – $538,650
  • 3 Unit – $651,050
  • 4 Unit – $809,150

2022 FHA Mortgage Loan Limits for Catawba County

  • 1  Unit – $420,680
  • 2 Unit – $538,650
  • 3 Unit – $651,050
  • 4 Unit – $809,150

2022 FHA Mortgage Loan Limits for Chatham County

  • 1  Unit – $506,000
  • 2 Unit – $647,750
  • 3 Unit – $783,000
  • 4 Unit – $973,100

2022 FHA Mortgage Loan Limits for Cherokee County

  • 1  Unit – $420,680
  • 2 Unit – $538,650
  • 3 Unit – $651,050
  • 4 Unit – $809,150

2022 FHA Mortgage Loan Limits for Chowan County

  • 1  Unit – $420,680
  • 2 Unit – $538,650
  • 3 Unit – $651,050
  • 4 Unit – $809,150

2022 FHA Mortgage Loan Limits for Clay County

  • 1  Unit – $420,680
  • 2 Unit – $538,650
  • 3 Unit – $651,050
  • 4 Unit – $809,150

2022 FHA Mortgage Loan Limits for Cleveland County

  • 1  Unit – $420,680
  • 2 Unit – $538,650
  • 3 Unit – $651,050
  • 4 Unit – $809,150

2022 FHA Mortgage Loan Limits for Columbus County

  • 1  Unit – $420,680
  • 2 Unit – $538,650
  • 3 Unit – $651,050
  • 4 Unit – $809,150

2022 FHA Mortgage Loan Limits for Craven County

  • 1  Unit – $420,680
  • 2 Unit – $538,650
  • 3 Unit – $651,050
  • 4 Unit – $809,150

2022 FHA Mortgage Loan Limits for Cumberland County

  • 1  Unit – $420,680
  • 2 Unit – $538,650
  • 3 Unit – $651,050
  • 4 Unit – $809,150

2022 FHA Mortgage Loan Limits for Currituck County

  • 1  Unit – $488,750
  • 2 Unit – $625,700
  • 3 Unit – $756,300
  • 4 Unit – $939,900

2022 FHA Mortgage Loan Limits for Dare County

  • 1  Unit – $471,500
  • 2 Unit – $603,600
  • 3 Unit – $729,600
  • 4 Unit – $906,750

2022 FHA Mortgage Loan Limits for Davidson County

  • 1  Unit – $420,680
  • 2 Unit – $538,650
  • 3 Unit – $651,050
  • 4 Unit – $809,150

2022 FHA Mortgage Loan Limits for Davie County

  • 1  Unit – $420,680
  • 2 Unit – $538,650
  • 3 Unit – $651,050
  • 4 Unit – $809,150

2022 FHA Mortgage Loan Limits for Duplin County

  • 1  Unit – $420,680
  • 2 Unit – $538,650
  • 3 Unit – $651,050
  • 4 Unit – $809,150

2022 FHA Mortgage Loan Limits for Durham County

  • 1  Unit – $506,000
  • 2 Unit – $647,750
  • 3 Unit – $783,000
  • 4 Unit – $973,100

2022 FHA Mortgage Loan Limits for Edgecombe County

  • 1  Unit – $420,680
  • 2 Unit – $538,650
  • 3 Unit – $651,050
  • 4 Unit – $809,150

2022 FHA Mortgage Loan Limits for Forsyth County

  • 1  Unit – $420,680
  • 2 Unit – $538,650
  • 3 Unit – $651,050
  • 4 Unit – $809,150

2022 FHA Mortgage Loan Limits for Franklin County

  • 1  Unit – $420,680
  • 2 Unit – $538,650
  • 3 Unit – $651,050
  • 4 Unit – $809,150

2022 FHA Mortgage Loan Limits for Gaston County

  • 1  Unit – $420,680
  • 2 Unit – $538,650
  • 3 Unit – $651,050
  • 4 Unit – $809,150

2022 FHA Mortgage Loan Limits for Gates County

  • 1  Unit – $488,750
  • 2 Unit – $625,700
  • 3 Unit – $756,300
  • 4 Unit – $939,900

2022 FHA Mortgage Loan Limits for Graham County

  • 1  Unit – $420,680
  • 2 Unit – $538,650
  • 3 Unit – $651,050
  • 4 Unit – $809,150

2022 FHA Mortgage Loan Limits for Granville County

  • 1  Unit – $506,000
  • 2 Unit – $647,750
  • 3 Unit – $783,000
  • 4 Unit – $973,100

2022 FHA Mortgage Loan Limits for Greene County

  • 1  Unit – $420,680
  • 2 Unit – $538,650
  • 3 Unit – $651,050
  • 4 Unit – $809,150

2022 FHA Mortgage Loan Limits for Guilford County

  • 1  Unit – $420,680
  • 2 Unit – $538,650
  • 3 Unit – $651,050
  • 4 Unit – $809,150

2022 FHA Mortgage Loan Limits for Halifax County

  • 1  Unit – $420,680
  • 2 Unit – $538,650
  • 3 Unit – $651,050
  • 4 Unit – $809,150

2022 FHA Mortgage Loan Limits for Harnett County

  • 1  Unit – $420,680
  • 2 Unit – $538,650
  • 3 Unit – $651,050
  • 4 Unit – $809,150

2022 FHA Mortgage Loan Limits for Haywood County

  • 1  Unit – $420,680
  • 2 Unit – $538,650
  • 3 Unit – $651,050
  • 4 Unit – $809,150

2022 FHA Mortgage Loan Limits for Henderson County

  • 1  Unit – $420,680
  • 2 Unit – $538,650
  • 3 Unit – $651,050
  • 4 Unit – $809,150

2022 FHA Mortgage Loan Limits for Hertford County

  • 1  Unit – $420,680
  • 2 Unit – $538,650
  • 3 Unit – $651,050
  • 4 Unit – $809,150

2022 FHA Mortgage Loan Limits for Hoke County

  • 1  Unit – $420,680
  • 2 Unit – $538,650
  • 3 Unit – $651,050
  • 4 Unit – $809,150

2022 FHA Mortgage Loan Limits for Hyde County

  • 1 Unit – $483,000
  • 2 Unit – $618,300
  • 3 Unit – $747,400
  • 4 Unit – $928,850

2022 FHA Mortgage Loan Limits for Iredell County

  • 1  Unit – $420,680
  • 2 Unit – $538,650
  • 3 Unit – $651,050
  • 4 Unit – $809,150

2022 FHA Mortgage Loan Limits for Jackson County

  • 1  Unit – $420,680
  • 2 Unit – $538,650
  • 3 Unit – $651,050
  • 4 Unit – $809,150

2022 FHA Mortgage Loan Limits for Johnston County

  • 1  Unit – $420,680
  • 2 Unit – $538,650
  • 3 Unit – $651,050
  • 4 Unit – $809,150

2022 FHA Mortgage Loan Limits for Jones County

  • 1  Unit – $420,680
  • 2 Unit – $538,650
  • 3 Unit – $651,050
  • 4 Unit – $809,150

2022 FHA Mortgage Loan Limits for Lee County

  • 1  Unit – $420,680
  • 2 Unit – $538,650
  • 3 Unit – $651,050
  • 4 Unit – $809,150

2022 FHA Mortgage Loan Limits for Lenoir County

  • 1  Unit – $420,680
  • 2 Unit – $538,650
  • 3 Unit – $651,050
  • 4 Unit – $809,150

2022 FHA Mortgage Loan Limits for Lincoln County

  • 1  Unit – $420,680
  • 2 Unit – $538,650
  • 3 Unit – $651,050
  • 4 Unit – $809,150

2022 FHA Mortgage Loan Limits for Macon County

  • 1  Unit – $420,680
  • 2 Unit – $538,650
  • 3 Unit – $651,050
  • 4 Unit – $809,150

2022 FHA Mortgage Loan Limits for Madison County

  • 1  Unit – $420,680
  • 2 Unit – $538,650
  • 3 Unit – $651,050
  • 4 Unit – $809,150

2022 FHA Mortgage Loan Limits for Martin County

  • 1  Unit – $420,680
  • 2 Unit – $538,650
  • 3 Unit – $651,050
  • 4 Unit – $809,150

2022 FHA Mortgage Loan Limits for McDowell County

  • 1  Unit – $420,680
  • 2 Unit – $538,650
  • 3 Unit – $651,050
  • 4 Unit – $809,150

2022 FHA Mortgage Loan Limits for Mecklenburg County

  • 1  Unit – $420,680
  • 2 Unit – $538,650
  • 3 Unit – $651,050
  • 4 Unit – $809,150

2022 FHA Mortgage Loan Limits for Mitchell County

  • 1  Unit – $420,680
  • 2 Unit – $538,650
  • 3 Unit – $651,050
  • 4 Unit – $809,150

2022 FHA Mortgage Loan Limits for Montgomery County

  • 1  Unit – $420,680
  • 2 Unit – $538,650
  • 3 Unit – $651,050
  • 4 Unit – $809,150

2022 FHA Mortgage Loan Limits for Moore County

  • 1  Unit – $420,680
  • 2 Unit – $538,650
  • 3 Unit – $651,050
  • 4 Unit – $809,150

2022 FHA Mortgage Loan Limits for Nash County

  • 1  Unit – $420,680
  • 2 Unit – $538,650
  • 3 Unit – $651,050
  • 4 Unit – $809,150

2022 FHA Mortgage Loan Limits for New Hanover County

  • 1  Unit – $420,680
  • 2 Unit – $538,650
  • 3 Unit – $651,050
  • 4 Unit – $809,150

2022 FHA Mortgage Loan Limits for Northampton County

  • 1  Unit – $420,680
  • 2 Unit – $538,650
  • 3 Unit – $651,050
  • 4 Unit – $809,150

2022 FHA Mortgage Loan Limits for Onslow County

  • 1  Unit – $420,680
  • 2 Unit – $538,650
  • 3 Unit – $651,050
  • 4 Unit – $809,150

2022 FHA Mortgage Loan Limits for Orange County

  • 1  Unit – $506,000
  • 2 Unit – $647,750
  • 3 Unit – $783,000
  • 4 Unit – $973,100

2022 FHA Mortgage Loan Limits for Pamlico County

  • 1  Unit – $420,680
  • 2 Unit – $538,650
  • 3 Unit – $651,050
  • 4 Unit – $809,150

2022 FHA Mortgage Loan Limits for Pasquotank County

  • 1  Unit – $805,000
  • 2 Unit – $1,030,550
  • 3 Unit – $1,245,700
  • 4 Unit – $1,548,100

2022 FHA Mortgage Loan Limits for Pender County

  • 1  Unit – $420,680
  • 2 Unit – $538,650
  • 3 Unit – $651,050
  • 4 Unit – $809,150

2022 FHA Mortgage Loan Limits for Perquimans County

  • 1  Unit – $805,000
  • 2 Unit – $1,030,550
  • 3 Unit – $1,245,700
  • 4 Unit – $1,548,100

2022 FHA Mortgage Loan Limits for Person County

  • 1  Unit – $506,000
  • 2 Unit – $647,750
  • 3 Unit – $783,000
  • 4 Unit – $973,100

2022 FHA Mortgage Loan Limits for Pitt County

  • 1  Unit – $420,680
  • 2 Unit – $538,650
  • 3 Unit – $651,050
  • 4 Unit – $809,150

2022 FHA Mortgage Loan Limits for Polk County

  • 1  Unit – $420,680
  • 2 Unit – $538,650
  • 3 Unit – $651,050
  • 4 Unit – $809,150

2022 FHA Mortgage Loan Limits for Randolph County

  • 1  Unit – $420,680
  • 2 Unit – $538,650
  • 3 Unit – $651,050
  • 4 Unit – $809,150

2022 FHA Mortgage Loan Limits for Richmond County

  • 1  Unit – $420,680
  • 2 Unit – $538,650
  • 3 Unit – $651,050
  • 4 Unit – $809,150

2022 FHA Mortgage Loan Limits for Robeson County

  • 1  Unit – $420,680
  • 2 Unit – $538,650
  • 3 Unit – $651,050
  • 4 Unit – $809,150

2022 FHA Mortgage Loan Limits for Rockingham County

  • 1  Unit – $420,680
  • 2 Unit – $538,650
  • 3 Unit – $651,050
  • 4 Unit – $809,150

2022 FHA Mortgage Loan Limits for Rowan County

  • 1  Unit – $420,680
  • 2 Unit – $538,650
  • 3 Unit – $651,050
  • 4 Unit – $809,150

2022 FHA Mortgage Loan Limits for Rutherford County

  • 1  Unit – $420,680
  • 2 Unit – $538,650
  • 3 Unit – $651,050
  • 4 Unit – $809,150

2022 FHA Mortgage Loan Limits for Sampson County

  • 1  Unit – $420,680
  • 2 Unit – $538,650
  • 3 Unit – $651,050
  • 4 Unit – $809,150

2022 FHA Mortgage Loan Limits for Scotland County

  • 1  Unit – $420,680
  • 2 Unit – $538,650
  • 3 Unit – $651,050
  • 4 Unit – $809,150

2022 FHA Mortgage Loan Limits for Stanly County

  • 1  Unit – $420,680
  • 2 Unit – $538,650
  • 3 Unit – $651,050
  • 4 Unit – $809,150

2022 FHA Mortgage Loan Limits for Stokes County

  • 1  Unit – $420,680
  • 2 Unit – $538,650
  • 3 Unit – $651,050
  • 4 Unit – $809,150

2022 FHA Mortgage Loan Limits for Surry County

  • 1  Unit – $420,680
  • 2 Unit – $538,650
  • 3 Unit – $651,050
  • 4 Unit – $809,150

2022 FHA Mortgage Loan Limits for Swain County

  • 1  Unit – $420,680
  • 2 Unit – $538,650
  • 3 Unit – $651,050
  • 4 Unit – $809,150

2022 FHA Mortgage Loan Limits for Transylvania County

  • 1  Unit – $420,680
  • 2 Unit – $538,650
  • 3 Unit – $651,050
  • 4 Unit – $809,150

2022 FHA Mortgage Loan Limits for Tyrrell County

  • 1  Unit – $420,680
  • 2 Unit – $538,650
  • 3 Unit – $651,050
  • 4 Unit – $809,150

2022 FHA Mortgage Loan Limits for Union County

  • 1  Unit – $420,680
  • 2 Unit – $538,650
  • 3 Unit – $651,050
  • 4 Unit – $809,150

2022 FHA Mortgage Loan Limits for Vance County

  • 1  Unit – $420,680
  • 2 Unit – $538,650
  • 3 Unit – $651,050
  • 4 Unit – $809,150

2022 FHA Mortgage Loan Limits for Wake County

  • 1  Unit – $420,680
  • 2 Unit – $538,650
  • 3 Unit – $651,050
  • 4 Unit – $809,150

2022 FHA Mortgage Loan Limits for Warren County

  • 1  Unit – $420,680
  • 2 Unit – $538,650
  • 3 Unit – $651,050
  • 4 Unit – $809,150

2021 FHA Mortgage Loan Limits for Washington County

  • 1  Unit – $420,680
  • 2 Unit – $538,650
  • 3 Unit – $651,050
  • 4 Unit – $809,150

2022 FHA Mortgage Loan Limits for Watauga County

  • 1  Unit – $420,680
  • 2 Unit – $538,650
  • 3 Unit – $651,050
  • 4 Unit – $809,150

2022 FHA Mortgage Loan Limits for Wayne County

  • 1  Unit – $420,680
  • 2 Unit – $538,650
  • 3 Unit – $651,050
  • 4 Unit – $809,150

2022 FHA Mortgage Loan Limits for Wilkes County

  • 1  Unit – $420,680
  • 2 Unit – $538,650
  • 3 Unit – $651,050
  • 4 Unit – $809,150

2022 FHA Mortgage Loan Limits for Wilson County

  • 1  Unit – $420,680
  • 2 Unit – $538,650
  • 3 Unit – $651,050
  • 4 Unit – $809,150

2022 FHA Mortgage Loan Limits for Yadkin County

  • 1  Unit – $420,680
  • 2 Unit – $538,650
  • 3 Unit – $651,050
  • 4 Unit – $809,150

2022 FHA Mortgage Loan Limits for Yancey County

  • 1  Unit – $420,680
  • 2 Unit – $538,650
  • 3 Unit – $651,050
  • 4 Unit – $809,150