Author bio section

I am the author of this blog and also a top-producing Loan Officer and CEO of InstaMortgage Inc, the fastest-growing mortgage company in America. All the advice is based on my experience of helping thousands of homebuyers and homeowners. We are a mortgage company and will help you with all your mortgage needs. Unlike lead generation websites, we do not sell your information to multiple lenders or third-party companies.

2022 FHA Loan Limits For New York is $420,680 and goes up to $970,800 for high-cost counties for one-unit properties.

2022 FHA  Loan Limits For New York for 2-unit properties is $538,650 and goes up to $1,243,050 for high-cost counties.

2022 FHA Mortgage Loan Limits for Albany County

  • 1  Unit – $420,680
  • 2 Unit – $538,650
  • 3 Unit – $651,050
  • 4 Unit – $809,150

2022 FHA Mortgage Loan Limits for Allegany County

  • 1  Unit – $420,680
  • 2 Unit – $538,650
  • 3 Unit – $651,050
  • 4 Unit – $809,150

2022 FHA Mortgage Loan Limits for Bronx County

  • 1  Unit – $970,800
  • 2 Unit – $1,243,050
  • 3 Unit – $1,502,475
  • 4 Unit – $1,867,275

2022 FHA Mortgage Loan Limits for Broome County

  • 1  Unit – $420,680
  • 2 Unit – $538,650
  • 3 Unit – $651,050
  • 4 Unit – $809,150

2022 FHA Mortgage Loan Limits for Cattaraugus County

  • 1  Unit – $420,680
  • 2 Unit – $538,650
  • 3 Unit – $651,050
  • 4 Unit – $809,150

2022 FHA Mortgage Loan Limits for Cayuga County

  • 1  Unit – $420,680
  • 2 Unit – $538,650
  • 3 Unit – $651,050
  • 4 Unit – $809,150

2022 FHA Mortgage Loan Limits for Chautauqua County

  • 1  Unit – $420,680
  • 2 Unit – $538,650
  • 3 Unit – $651,050
  • 4 Unit – $809,150

2022 FHA Mortgage Loan Limits for Chemung County

  • 1  Unit – $420,680
  • 2 Unit – $538,650
  • 3 Unit – $651,050
  • 4 Unit – $809,150

2022 FHA Mortgage Loan Limits for Chenango County

  • 1  Unit – $420,680
  • 2 Unit – $538,650
  • 3 Unit – $651,050
  • 4 Unit – $809,150

2022 FHA Mortgage Loan Limits for Clinton County

  • 1  Unit – $420,680
  • 2 Unit – $538,650
  • 3 Unit – $651,050
  • 4 Unit – $809,150

2022 FHA Mortgage Loan Limits for Columbia County 

  • 1  Unit – $420,680
  • 2 Unit – $538,650
  • 3 Unit – $651,050
  • 4 Unit – $809,150

2022 FHA Mortgage Loan Limits for Cortland County

  • 1  Unit – $420,680
  • 2 Unit – $538,650
  • 3 Unit – $651,050
  • 4 Unit – $809,150

2022 FHA Mortgage Loan Limits for Delaware County

  • 1  Unit – $420,680
  • 2 Unit – $538,650
  • 3 Unit – $651,050
  • 4 Unit – $809,150

2022 FHA Mortgage Loan Limits for Dutchess County

  • 1  Unit – $420,680
  • 2 Unit – $538,650
  • 3 Unit – $651,050
  • 4 Unit – $809,150

2022 FHA Mortgage Loan Limits for Erie County

  • 1  Unit – $420,680
  • 2 Unit – $538,650
  • 3 Unit – $651,050
  • 4 Unit – $809,150

2022 FHA Mortgage Loan Limits for Essex County

  • 1  Unit – $420,680
  • 2 Unit – $538,650
  • 3 Unit – $651,050
  • 4 Unit – $809,150

2022 FHA Mortgage Loan Limits for Franklin County

  • 1  Unit – $420,680
  • 2 Unit – $538,650
  • 3 Unit – $651,050
  • 4 Unit – $809,150

2022 FHA Mortgage Loan Limits for Fulton County

  • 1  Unit – $420,680
  • 2 Unit – $538,650
  • 3 Unit – $651,050
  • 4 Unit – $809,150

2022 FHA Mortgage Loan Limits for Genesee County

  • 1  Unit – $420,680
  • 2 Unit – $538,650
  • 3 Unit – $651,050
  • 4 Unit – $809,150

2022 FHA Mortgage Loan Limits for Greene County

  • 1  Unit – $420,680
  • 2 Unit – $538,650
  • 3 Unit – $651,050
  • 4 Unit – $809,150

2022 FHA Mortgage Loan Limits for Hamilton County

  • 1  Unit – $420,680
  • 2 Unit – $538,650
  • 3 Unit – $651,050
  • 4 Unit – $809,150

2022 FHA Mortgage Loan Limits for Herkimer County

  • 1  Unit – $420,680
  • 2 Unit – $538,650
  • 3 Unit – $651,050
  • 4 Unit – $809,150

2022 FHA Mortgage Loan Limits for Jefferson County

  • 1  Unit – $420,680
  • 2 Unit – $538,650
  • 3 Unit – $651,050
  • 4 Unit – $809,150

2022 FHA Mortgage Loan Limits for Kings County

  • 1  Unit – $970,800
  • 2 Unit – $1,243,050
  • 3 Unit – $1,502,475
  • 4 Unit – $1,867,275

2022 FHA Mortgage Loan Limits for Lewis County

  • 1  Unit – $420,680
  • 2 Unit – $538,650
  • 3 Unit – $651,050
  • 4 Unit – $809,150

2022 FHA Mortgage Loan Limits for Livingston County

  • 1  Unit – $420,680
  • 2 Unit – $538,650
  • 3 Unit – $651,050
  • 4 Unit – $809,150

2022 FHA Mortgage Loan Limits for Madison County

  • 1  Unit – $420,680
  • 2 Unit – $538,650
  • 3 Unit – $651,050
  • 4 Unit – $809,150

2022 FHA Mortgage Loan Limits for Monroe County

  • 1  Unit – $420,680
  • 2 Unit – $538,650
  • 3 Unit – $651,050
  • 4 Unit – $809,150

2022 FHA Mortgage Loan Limits for Montgomery County

  • 1  Unit – $420,680
  • 2 Unit – $538,650
  • 3 Unit – $651,050
  • 4 Unit – $809,150

2022 FHA Mortgage Loan Limits for Nassau County

  • 1  Unit – $970,800
  • 2 Unit – $1,243,050
  • 3 Unit – $1,502,475
  • 4 Unit – $1,867,275

2022 FHA Mortgage Loan Limits for New York County

  • 1  Unit – $970,800
  • 2 Unit – $1,243,050
  • 3 Unit – $1,502,475
  • 4 Unit – $1,867,275

2022 FHA Mortgage Loan Limits for Niagara County

  • 1  Unit – $420,680
  • 2 Unit – $538,650
  • 3 Unit – $651,050
  • 4 Unit – $809,150

2022 FHA Mortgage Loan Limits for Oneida County

  • 1  Unit – $420,680
  • 2 Unit – $538,650
  • 3 Unit – $651,050
  • 4 Unit – $809,150

2022 FHA Mortgage Loan Limits for Onondaga County

  • 1  Unit – $420,680
  • 2 Unit – $538,650
  • 3 Unit – $651,050
  • 4 Unit – $809,150

2022 FHA Mortgage Loan Limits for Ontario County

  • 1  Unit – $420,680
  • 2 Unit – $538,650
  • 3 Unit – $651,050
  • 4 Unit – $809,150

2022 FHA Mortgage Loan Limits for Orange County

  • 1  Unit – $420,680
  • 2 Unit – $538,650
  • 3 Unit – $651,050
  • 4 Unit – $809,150

2022 FHA Mortgage Loan Limits for Orleans County

  • 1  Unit – $420,680
  • 2 Unit – $538,650
  • 3 Unit – $651,050
  • 4 Unit – $809,150

2022 FHA Mortgage Loan Limits for Oswego County

  • 1  Unit – $420,680
  • 2 Unit – $538,650
  • 3 Unit – $651,050
  • 4 Unit – $809,150

2022 FHA Mortgage Loan Limits for Otsego County

  • 1  Unit – $420,680
  • 2 Unit – $538,650
  • 3 Unit – $651,050
  • 4 Unit – $809,150

2022 FHA Mortgage Loan Limits for Putnam County

  • 1  Unit – $970,800
  • 2 Unit – $1,243,050
  • 3 Unit – $1,502,475
  • 4 Unit – $1,867,275

2022 FHA Mortgage Loan Limits for Queens County

  • 1  Unit – $970,800
  • 2 Unit – $1,243,050
  • 3 Unit – $1,502,475
  • 4 Unit – $1,867,275

2022 FHA Mortgage Loan Limits for Rensselaer County

  • 1  Unit – $420,680
  • 2 Unit – $538,650
  • 3 Unit – $651,050
  • 4 Unit – $809,150

2022 FHA Mortgage Loan Limits for Richmond County

  • 1  Unit – $970,800
  • 2 Unit – $1,243,050
  • 3 Unit – $1,502,475
  • 4 Unit – $1,867,275

2022 FHA Mortgage Loan Limits for Rockland County

  • 1  Unit – $970,800
  • 2 Unit – $1,243,050
  • 3 Unit – $1,502,475
  • 4 Unit – $1,867,275

2022 FHA Mortgage Loan Limits for Saratoga County

  • 1  Unit – $420,680
  • 2 Unit – $538,650
  • 3 Unit – $651,050
  • 4 Unit – $809,150

2022 FHA Mortgage Loan Limits for Schenectady County

  • 1  Unit – $420,680
  • 2 Unit – $538,650
  • 3 Unit – $651,050
  • 4 Unit – $809,150

2022 FHA Mortgage Loan Limits for Schoharie County

  • 1  Unit – $420,680
  • 2 Unit – $538,650
  • 3 Unit – $651,050
  • 4 Unit – $809,150

2022 FHA Mortgage Loan Limits for Schuyler County

  • 1  Unit – $420,680
  • 2 Unit – $538,650
  • 3 Unit – $651,050
  • 4 Unit – $809,150

2022 FHA Mortgage Loan Limits for St. Lawrence County

  • 1  Unit – $420,680
  • 2 Unit – $538,650
  • 3 Unit – $651,050
  • 4 Unit – $809,150

2022 FHA Mortgage Loan Limits for Seneca County

  • 1  Unit – $420,680
  • 2 Unit – $538,650
  • 3 Unit – $651,050
  • 4 Unit – $809,150

2022 FHA Mortgage Loan Limits for Steuben County

  • 1  Unit – $420,680
  • 2 Unit – $538,650
  • 3 Unit – $651,050
  • 4 Unit – $809,150

2022 FHA Mortgage Loan Limits for Suffolk County

  • 1  Unit – $970,800
  • 2 Unit – $1,243,050
  • 3 Unit – $1,502,475
  • 4 Unit – $1,867,275

2022 FHA Mortgage Loan Limits for Sullivan County

  • 1  Unit – $420,680
  • 2 Unit – $538,650
  • 3 Unit – $651,050
  • 4 Unit – $809,150

2022 FHA Mortgage Loan Limits for Tioga County

  • 1  Unit – $420,680
  • 2 Unit – $538,650
  • 3 Unit – $651,050
  • 4 Unit – $809,150

2022 FHA Mortgage Loan Limits for Tompkins County

  • 1  Unit – $420,680
  • 2 Unit – $538,650
  • 3 Unit – $651,050
  • 4 Unit – $809,150

2022 FHA Mortgage Loan Limits for Ulster County

  • 1  Unit – $420,680
  • 2 Unit – $538,650
  • 3 Unit – $651,050
  • 4 Unit – $809,150

2022 FHA Mortgage Loan Limits for Warren County

  • 1  Unit – $420,680
  • 2 Unit – $538,650
  • 3 Unit – $651,050
  • 4 Unit – $809,150

2022 FHA Mortgage Loan Limits for Washington County

  • 1  Unit – $420,680
  • 2 Unit – $538,650
  • 3 Unit – $651,050
  • 4 Unit – $809,150

2022 FHA Mortgage Loan Limits for Wayne County

  • 1  Unit – $420,680
  • 2 Unit – $538,650
  • 3 Unit – $651,050
  • 4 Unit – $809,150

2022 FHA Mortgage Loan Limits for Westchester County

  • 1  Unit – $970,800
  • 2 Unit – $1,243,050
  • 3 Unit – $1,502,475
  • 4 Unit – $1,867,275

2022 FHA Mortgage Loan Limits for Wyoming County

  • 1  Unit – $420,680
  • 2 Unit – $538,650
  • 3 Unit – $651,050
  • 4 Unit – $809,150

2022 FHA Mortgage Loan Limits for Yates County

  • 1  Unit – $420,680
  • 2 Unit – $538,650
  • 3 Unit – $651,050
  • 4 Unit – $809,150