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2022 Conforming Limit New York is $647,200 and goes up to $970,800 for high-cost counties for one-unit properties.

New Conforming Loan Limits 2022 for 2-unit properties is $828,700 and goes up to $1,243,050 for high-cost counties.

2022 Conforming Loan Limits for Albany County

  • 1  Unit – $647,200
  • 2 Unit – $828,700
  • 3 Unit – $1,001,650
  • 4 Unit – $1,244,850

2022 Conforming Loan Limits for Allegany County

  • 1  Unit – $647,200
  • 2 Unit – $828,700
  • 3 Unit – $1,001,650
  • 4 Unit – $1,244,850

2022 Conforming Loan Limits for Bronx County

  • 1  Unit – $970,800
  • 2 Unit – $1,243,050
  • 3 Unit – $1,502,475
  • 4 Unit – $1,867,275

2022 Conforming Loan Limits for Broome County

  • 1  Unit – $647,200
  • 2 Unit – $828,700
  • 3 Unit – $1,001,650
  • 4 Unit – $1,244,850

2022 Conforming Loan Limits for Cattaraugus County

  • 1  Unit – $647,200
  • 2 Unit – $828,700
  • 3 Unit – $1,001,650
  • 4 Unit – $1,244,850

2022 Conforming Loan Limits for Cayuga County

  • 1  Unit – $647,200
  • 2 Unit – $828,700
  • 3 Unit – $1,001,650
  • 4 Unit – $1,244,850

2022 Conforming Loan Limits for Chautauqua County

  • 1  Unit – $647,200
  • 2 Unit – $828,700
  • 3 Unit – $1,001,650
  • 4 Unit – $1,244,850

2022 Conforming Loan Limits for Chemung County

  • 1  Unit – $647,200
  • 2 Unit – $828,700
  • 3 Unit – $1,001,650
  • 4 Unit – $1,244,850

2022 Conforming Loan Limits for Chenango County

  • 1  Unit – $647,200
  • 2 Unit – $828,700
  • 3 Unit – $1,001,650
  • 4 Unit – $1,244,850

2022 Conforming Loan Limits for Clinton County

  • 1  Unit – $647,200
  • 2 Unit – $828,700
  • 3 Unit – $1,001,650
  • 4 Unit – $1,244,850

2022 Conforming Loan Limits for Columbia County 

  • 1  Unit – $647,200
  • 2 Unit – $828,700
  • 3 Unit – $1,001,650
  • 4 Unit – $1,244,850

2022 Conforming Loan Limits for Cortland County

  • 1  Unit – $647,200
  • 2 Unit – $828,700
  • 3 Unit – $1,001,650
  • 4 Unit – $1,244,850

2022 Conforming Loan Limits for Delaware County

  • 1  Unit – $647,200
  • 2 Unit – $828,700
  • 3 Unit – $1,001,650
  • 4 Unit – $1,244,850

2022 Conforming Loan Limits for Dutchess County

  • 1  Unit – $726,525
  • 2 Unit – $930,300
  • 3 Unit – $1,124,475
  • 4 Unit – $1,397,400

2022 Conforming Loan Limits for Erie County

  • 1  Unit – $647,200
  • 2 Unit – $828,700
  • 3 Unit – $1,001,650
  • 4 Unit – $1,244,850

2022 Conforming Loan Limits for Essex County

  • 1  Unit – $647,200
  • 2 Unit – $828,700
  • 3 Unit – $1,001,650
  • 4 Unit – $1,244,850

2022 Conforming Loan Limits for Franklin County

  • 1  Unit – $647,200
  • 2 Unit – $828,700
  • 3 Unit – $1,001,650
  • 4 Unit – $1,244,850

2022 Conforming Loan Limits for Fulton County

  • 1  Unit – $647,200
  • 2 Unit – $828,700
  • 3 Unit – $1,001,650
  • 4 Unit – $1,244,850

2022 Conforming Loan Limits for Genesee County

  • 1  Unit – $647,200
  • 2 Unit – $828,700
  • 3 Unit – $1,001,650
  • 4 Unit – $1,244,850

2022 Conforming Loan Limits for Greene County

  • 1  Unit – $647,200
  • 2 Unit – $828,700
  • 3 Unit – $1,001,650
  • 4 Unit – $1,244,850

2022 Conforming Loan Limits for Hamilton County

  • 1  Unit – $647,200
  • 2 Unit – $828,700
  • 3 Unit – $1,001,650
  • 4 Unit – $1,244,850

2022 Conforming Loan Limits for Herkimer County

  • 1  Unit – $647,200
  • 2 Unit – $828,700
  • 3 Unit – $1,001,650
  • 4 Unit – $1,244,850

2022 Conforming Loan Limits for Jefferson County

  • 1  Unit – $647,200
  • 2 Unit – $828,700
  • 3 Unit – $1,001,650
  • 4 Unit – $1,244,850

2022 Conforming Loan Limits for Kings County

  • 1  Unit – $970,800
  • 2 Unit – $1,243,050
  • 3 Unit – $1,502,475
  • 4 Unit – $1,867,275

2022 Conforming Loan Limits for Lewis County

  • 1  Unit – $647,200
  • 2 Unit – $828,700
  • 3 Unit – $1,001,650
  • 4 Unit – $1,244,850

2022 Conforming Loan Limits for Livingston County

  • 1  Unit – $647,200
  • 2 Unit – $828,700
  • 3 Unit – $1,001,650
  • 4 Unit – $1,244,850

2022 Conforming Loan Limits for Madison County

  • 1  Unit – $647,200
  • 2 Unit – $828,700
  • 3 Unit – $1,001,650
  • 4 Unit – $1,244,850

2022 Conforming Loan Limits for Monroe County

  • 1  Unit – $647,200
  • 2 Unit – $828,700
  • 3 Unit – $1,001,650
  • 4 Unit – $1,244,850

2022 Conforming Loan Limits for Montgomery County

  • 1  Unit – $647,200
  • 2 Unit – $828,700
  • 3 Unit – $1,001,650
  • 4 Unit – $1,244,850

2022 Conforming Loan Limits for Nassau County

  • 1  Unit – $970,800
  • 2 Unit – $1,243,050
  • 3 Unit – $1,502,475
  • 4 Unit – $1,867,275

2022 Conforming Loan Limits for New York County

  • 1  Unit – $970,800
  • 2 Unit – $1,243,050
  • 3 Unit – $1,502,475
  • 4 Unit – $1,867,275

2022 Conforming Loan Limits for Niagara County

  • 1  Unit – $647,200
  • 2 Unit – $828,700
  • 3 Unit – $1,001,650
  • 4 Unit – $1,244,850

2022 Conforming Loan Limits for Oneida County

  • 1  Unit – $647,200
  • 2 Unit – $828,700
  • 3 Unit – $1,001,650
  • 4 Unit – $1,244,850

2022 Conforming Loan Limits for Onondaga County

  • 1  Unit – $647,200
  • 2 Unit – $828,700
  • 3 Unit – $1,001,650
  • 4 Unit – $1,244,850

2022 Conforming Loan Limits for Ontario County

  • 1  Unit – $647,200
  • 2 Unit – $828,700
  • 3 Unit – $1,001,650
  • 4 Unit – $1,244,850


2022 Conforming Loan Limits for Orange County

  • 1 Unit – $726,525
  • 2 Unit – $930,300
  • 3 Unit – $1,124,475
  • 4 Unit – $1,397,400

2022 Conforming Loan Limits for Orleans County

  • 1  Unit – $647,200
  • 2 Unit – $828,700
  • 3 Unit – $1,001,650
  • 4 Unit – $1,244,850

2022 Conforming Loan Limits for Oswego County

  • 1  Unit – $647,200
  • 2 Unit – $828,700
  • 3 Unit – $1,001,650
  • 4 Unit – $1,244,850

2022 Conforming Loan Limits for Otsego County

  • 1  Unit – $647,200
  • 2 Unit – $828,700
  • 3 Unit – $1,001,650
  • 4 Unit – $1,244,850

2022 Conforming Loan Limits for Putnam County

  • 1  Unit – $970,800
  • 2 Unit – $1,243,050
  • 3 Unit – $1,502,475
  • 4 Unit – $1,867,275

2022 Conforming Loan Limits for Queens County

  • 1  Unit – $970,800
  • 2 Unit – $1,243,050
  • 3 Unit – $1,502,475
  • 4 Unit – $1,867,275

2022 Conforming Loan Limits for Rensselaer County

  • 1  Unit – $647,200
  • 2 Unit – $828,700
  • 3 Unit – $1,001,650
  • 4 Unit – $1,244,850

2022 Conforming Loan Limits for Richmond County

  • 1  Unit – $970,800
  • 2 Unit – $1,243,050
  • 3 Unit – $1,502,475
  • 4 Unit – $1,867,275

2022 Conforming Loan Limits for Rockland County

  • 1  Unit – $970,800
  • 2 Unit – $1,243,050
  • 3 Unit – $1,502,475
  • 4 Unit – $1,867,275

2022 Conforming Loan Limits for Saratoga County

  • 1  Unit – $647,200
  • 2 Unit – $828,700
  • 3 Unit – $1,001,650
  • 4 Unit – $1,244,850

2022 Conforming Loan Limits for Schenectady County

  • 1  Unit – $647,200
  • 2 Unit – $828,700
  • 3 Unit – $1,001,650
  • 4 Unit – $1,244,850

2022 Conforming Loan Limits for Schoharie County

  • 1  Unit – $647,200
  • 2 Unit – $828,700
  • 3 Unit – $1,001,650
  • 4 Unit – $1,244,850

2022 Conforming Loan Limits for Schuyler County

  • 1  Unit – $647,200
  • 2 Unit – $828,700
  • 3 Unit – $1,001,650
  • 4 Unit – $1,244,850

2022 Conforming Loan Limits for Seneca County

  • 1  Unit – $647,200
  • 2 Unit – $828,700
  • 3 Unit – $1,001,650
  • 4 Unit – $1,244,850

2022 Conforming Loan Limits for St. Lawrence County

  • 1  Unit – $647,200
  • 2 Unit – $828,700
  • 3 Unit – $1,001,650
  • 4 Unit – $1,244,850

2022 Conforming Loan Limits for Steuben County

  • 1  Unit – $647,200
  • 2 Unit – $828,700
  • 3 Unit – $1,001,650
  • 4 Unit – $1,244,850

2022 Conforming Loan Limits for Suffolk County

  • 1  Unit – $970,800
  • 2 Unit – $1,243,050
  • 3 Unit – $1,502,475
  • 4 Unit – $1,867,275

2022 Conforming Loan Limits for Sullivan County

  • 1  Unit – $647,200
  • 2 Unit – $828,700
  • 3 Unit – $1,001,650
  • 4 Unit – $1,244,850

2022 Conforming Loan Limits for Tioga County

  • 1  Unit – $647,200
  • 2 Unit – $828,700
  • 3 Unit – $1,001,650
  • 4 Unit – $1,244,850

2022 Conforming Loan Limits for Tompkins County

  • 1  Unit – $647,200
  • 2 Unit – $828,700
  • 3 Unit – $1,001,650
  • 4 Unit – $1,244,850

2022 Conforming Loan Limits for Ulster County

  • 1  Unit – $647,200
  • 2 Unit – $828,700
  • 3 Unit – $1,001,650
  • 4 Unit – $1,244,850

2022 Conforming Loan Limits for Warren County

  • 1  Unit – $647,200
  • 2 Unit – $828,700
  • 3 Unit – $1,001,650
  • 4 Unit – $1,244,850

2022 Conforming Loan Limits for Washington County

  • 1  Unit – $647,200
  • 2 Unit – $828,700
  • 3 Unit – $1,001,650
  • 4 Unit – $1,244,850

2022 Conforming Loan Limits for Wayne County

  • 1  Unit – $647,200
  • 2 Unit – $828,700
  • 3 Unit – $1,001,650
  • 4 Unit – $1,244,850

2022 Conforming Loan Limits for Westchester County

  • 1  Unit – $970,800
  • 2 Unit – $1,243,050
  • 3 Unit – $1,502,475
  • 4 Unit – $1,867,275

2022 Conforming Loan Limits for Wyoming County

  • 1  Unit – $647,200
  • 2 Unit – $828,700
  • 3 Unit – $1,001,650
  • 4 Unit – $1,244,850

2022 Conforming Loan Limits for Yates County

  • 1  Unit – $647,200
  • 2 Unit – $828,700
  • 3 Unit – $1,001,650
  • 4 Unit – $1,244,850