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I am the author of this blog and also a top-producing Loan Officer and CEO of InstaMortgage Inc, the fastest-growing mortgage company in America. All the advice is based on my experience of helping thousands of homebuyers and homeowners. We are a mortgage company and will help you with all your mortgage needs. Unlike lead generation websites, we do not sell your information to multiple lenders or third-party companies.

2021 Conforming Limit NC is $548,250 and goes up to $625,500 for high-cost counties for one-unit properties.

2021 Conforming Limit NC for 2-unit properties is $702,000 and goes up to $800,775 for high-cost counties.

2021 Conforming Loan Limits for Alamance County

  • 1 Unit – $548,250
  • 2 Unit – $702,000
  • 3 Unit – $848,500
  • 4 Unit – $1,054,500

2021 Conforming Loan Limits for Alexander County

  • 1 Unit – $548,250
  • 2 Unit – $702,000
  • 3 Unit – $848,500
  • 4 Unit – $1,054,500

2021 Conforming Loan Limits for Alleghany County

  • 1 Unit – $548,250
  • 2 Unit – $702,000
  • 3 Unit – $848,500
  • 4 Unit – $1,054,500

2021 Conforming Loan Limits for Anson County

  • 1 Unit – $548,250
  • 2 Unit – $702,000
  • 3 Unit – $848,500
  • 4 Unit – $1,054,500

2021 Conforming Loan Limits for Ashe County

  • 1 Unit – $548,250
  • 2 Unit – $702,000
  • 3 Unit – $848,500
  • 4 Unit – $1,054,500

2021 Conforming Loan Limits for Avery County

  • 1 Unit – $548,250
  • 2 Unit – $702,000
  • 3 Unit – $848,500
  • 4 Unit – $1,054,500

2021 Conforming Loan Limits for Beaufort County

  • 1 Unit – $548,250
  • 2 Unit – $702,000
  • 3 Unit – $848,500
  • 4 Unit – $1,054,500

2021 Conforming Loan Limits for Bertie County

  • 1 Unit – $548,250
  • 2 Unit – $702,000
  • 3 Unit – $848,500
  • 4 Unit – $1,054,500

2021 Conforming Loan Limits for Bladen County

  • 1 Unit – $548,250
  • 2 Unit – $702,000
  • 3 Unit – $848,500
  • 4 Unit – $1,054,500

2021 Conforming Loan Limits for Brunswick County

  • 1 Unit – $548,250
  • 2 Unit – $702,000
  • 3 Unit – $848,500
  • 4 Unit – $1,054,500

2021 Conforming Loan Limits for Buncombe County

  • 1 Unit – $548,250
  • 2 Unit – $702,000
  • 3 Unit – $848,500
  • 4 Unit – $1,054,500

2021 Conforming Loan Limits for Burke County

  • 1 Unit – $548,250
  • 2 Unit – $702,000
  • 3 Unit – $848,500
  • 4 Unit – $1,054,500

2021 Conforming Loan Limits for Cabarrus County

  • 1 Unit – $548,250
  • 2 Unit – $702,000
  • 3 Unit – $848,500
  • 4 Unit – $1,054,500

2021 Conforming Loan Limits for Caldwell County

  • 1 Unit – $548,250
  • 2 Unit – $702,000
  • 3 Unit – $848,500
  • 4 Unit – $1,054,500

2021 Conforming Loan Limits for Camden County

  • 1 Unit – $625,500
  • 2 Unit – $800,775
  • 3 Unit – $967,950
  • 4 Unit – $1,202,925

2021 Conforming Loan Limits for Carteret County

  • 1 Unit – $548,250
  • 2 Unit – $702,000
  • 3 Unit – $848,500
  • 4 Unit – $1,054,500

2021 Conforming Loan Limits for Caswell County

  • 1 Unit – $548,250
  • 2 Unit – $702,000
  • 3 Unit – $848,500
  • 4 Unit – $1,054,500

2021 Conforming Loan Limits for Catawba County

  • 1 Unit – $548,250
  • 2 Unit – $702,000
  • 3 Unit – $848,500
  • 4 Unit – $1,054,500

2021 Conforming Loan Limits for Chatham County

  • 1 Unit – $548,250
  • 2 Unit – $702,000
  • 3 Unit – $848,500
  • 4 Unit – $1,054,500

2021 Conforming Loan Limits for Cherokee County

  • 1 Unit – $548,250
  • 2 Unit – $702,000
  • 3 Unit – $848,500
  • 4 Unit – $1,054,500

2021 Conforming Loan Limits for Chowan County

  • 1 Unit – $548,250
  • 2 Unit – $702,000
  • 3 Unit – $848,500
  • 4 Unit – $1,054,500

2021 Conforming Loan Limits for Clay County

  • 1 Unit – $548,250
  • 2 Unit – $702,000
  • 3 Unit – $848,500
  • 4 Unit – $1,054,500

2021 Conforming Loan Limits for Cleveland County

  • 1 Unit – $548,250
  • 2 Unit – $702,000
  • 3 Unit – $848,500
  • 4 Unit – $1,054,500

2021 Conforming Loan Limits for Columbus County

  • 1 Unit – $548,250
  • 2 Unit – $702,000
  • 3 Unit – $848,500
  • 4 Unit – $1,054,500

2021 Conforming Loan Limits for Craven County

  • 1 Unit – $548,250
  • 2 Unit – $702,000
  • 3 Unit – $848,500
  • 4 Unit – $1,054,500

2021 Conforming Loan Limits for Cumberland County

  • 1 Unit – $548,250
  • 2 Unit – $702,000
  • 3 Unit – $848,500
  • 4 Unit – $1,054,500

2021 Conforming Loan Limits for Currituck County

  • 1 Unit – $548,250
  • 2 Unit – $702,000
  • 3 Unit – $848,500
  • 4 Unit – $1,054,500

2021 Conforming Loan Limits for Dare County

  • 1 Unit – $548,250
  • 2 Unit – $702,000
  • 3 Unit – $848,500
  • 4 Unit – $1,054,500

2021 Conforming Loan Limits for Davidson County

  • 1 Unit – $548,250
  • 2 Unit – $702,000
  • 3 Unit – $848,500
  • 4 Unit – $1,054,500

2021 Conforming Loan Limits for Davie County

  • 1 Unit – $548,250
  • 2 Unit – $702,000
  • 3 Unit – $848,500
  • 4 Unit – $1,054,500

2021 Conforming Loan Limits for Duplin County

  • 1 Unit – $548,250
  • 2 Unit – $702,000
  • 3 Unit – $848,500
  • 4 Unit – $1,054,500

2021 Conforming Loan Limits for Durham County

  • 1 Unit – $548,250
  • 2 Unit – $702,000
  • 3 Unit – $848,500
  • 4 Unit – $1,054,500

2021 Conforming Loan Limits for Edgecombe County

  • 1 Unit – $548,250
  • 2 Unit – $702,000
  • 3 Unit – $848,500
  • 4 Unit – $1,054,500

2021 Conforming Loan Limits for Forsyth County

  • 1 Unit – $548,250
  • 2 Unit – $702,000
  • 3 Unit – $848,500
  • 4 Unit – $1,054,500

2021 Conforming Loan Limits for Franklin County

  • 1 Unit – $548,250
  • 2 Unit – $702,000
  • 3 Unit – $848,500
  • 4 Unit – $1,054,500

2021 Conforming Loan Limits for Gaston County

  • 1 Unit – $548,250
  • 2 Unit – $702,000
  • 3 Unit – $848,500
  • 4 Unit – $1,054,500

2021 Conforming Loan Limits for Gates County

  • 1 Unit – $548,250
  • 2 Unit – $702,000
  • 3 Unit – $848,500
  • 4 Unit – $1,054,500

2021 Conforming Loan Limits for Graham County

  • 1 Unit – $548,250
  • 2 Unit – $702,000
  • 3 Unit – $848,500
  • 4 Unit – $1,054,500

2021 Conforming Loan Limits for Granville County

  • 1 Unit – $548,250
  • 2 Unit – $702,000
  • 3 Unit – $848,500
  • 4 Unit – $1,054,500

2021 Conforming Loan Limits for Greene County

  • 1 Unit – $548,250
  • 2 Unit – $702,000
  • 3 Unit – $848,500
  • 4 Unit – $1,054,500

2021 Conforming Loan Limits for Guilford County

  • 1 Unit – $548,250
  • 2 Unit – $702,000
  • 3 Unit – $848,500
  • 4 Unit – $1,054,500

2021 Conforming Loan Limits for Halifax County

  • 1 Unit – $548,250
  • 2 Unit – $702,000
  • 3 Unit – $848,500
  • 4 Unit – $1,054,500

2021 Conforming Loan Limits for Harnett County

  • 1 Unit – $548,250
  • 2 Unit – $702,000
  • 3 Unit – $848,500
  • 4 Unit – $1,054,500

2021 Conforming Loan Limits for Haywood County

  • 1 Unit – $548,250
  • 2 Unit – $702,000
  • 3 Unit – $848,500
  • 4 Unit – $1,054,500

2021 Conforming Loan Limits for Henderson County

  • 1 Unit – $548,250
  • 2 Unit – $702,000
  • 3 Unit – $848,500
  • 4 Unit – $1,054,500

2021 Conforming Loan Limits for Hertford County

  • 1 Unit – $548,250
  • 2 Unit – $702,000
  • 3 Unit – $848,500
  • 4 Unit – $1,054,500

2021 Conforming Loan Limits for Hoke County

  • 1 Unit – $548,250
  • 2 Unit – $702,000
  • 3 Unit – $848,500
  • 4 Unit – $1,054,500

2021 Conforming Loan Limits for Hyde County

  • 1 Unit – $548,250
  • 2 Unit – $702,000
  • 3 Unit – $848,500
  • 4 Unit – $1,054,500

2021 Conforming Loan Limits for Iredell County

  • 1 Unit – $548,250
  • 2 Unit – $702,000
  • 3 Unit – $848,500
  • 4 Unit – $1,054,500

2021 Conforming Loan Limits for Jackson County

  • 1 Unit – $548,250
  • 2 Unit – $702,000
  • 3 Unit – $848,500
  • 4 Unit – $1,054,500

2021 Conforming Loan Limits for Johnston County

  • 1 Unit – $548,250
  • 2 Unit – $702,000
  • 3 Unit – $848,500
  • 4 Unit – $1,054,500

2021 Conforming Loan Limits for Jones County

  • 1 Unit – $548,250
  • 2 Unit – $702,000
  • 3 Unit – $848,500
  • 4 Unit – $1,054,500

2021 Conforming Loan Limits for Lee County

  • 1 Unit – $548,250
  • 2 Unit – $702,000
  • 3 Unit – $848,500
  • 4 Unit – $1,054,500

2021 Conforming Loan Limits for Lenoir County

  • 1 Unit – $548,250
  • 2 Unit – $702,000
  • 3 Unit – $848,500
  • 4 Unit – $1,054,500

2021 Conforming Loan Limits for Lincoln County

  • 1 Unit – $548,250
  • 2 Unit – $702,000
  • 3 Unit – $848,500
  • 4 Unit – $1,054,500

2021 Conforming Loan Limits for Macon County

  • 1 Unit – $548,250
  • 2 Unit – $702,000
  • 3 Unit – $848,500
  • 4 Unit – $1,054,500

2021 Conforming Loan Limits for Madison County

  • 1 Unit – $548,250
  • 2 Unit – $702,000
  • 3 Unit – $848,500
  • 4 Unit – $1,054,500

2021 Conforming Loan Limits for Martin County

  • 1 Unit – $548,250
  • 2 Unit – $702,000
  • 3 Unit – $848,500
  • 4 Unit – $1,054,500

2021 Conforming Loan Limits for McDowell County

  • 1 Unit – $548,250
  • 2 Unit – $702,000
  • 3 Unit – $848,500
  • 4 Unit – $1,054,500

2021 Conforming Loan Limits for Mecklenburg County

  • 1 Unit – $548,250
  • 2 Unit – $702,000
  • 3 Unit – $848,500
  • 4 Unit – $1,054,500

2021 Conforming Loan Limits for Mitchell County

  • 1 Unit – $548,250
  • 2 Unit – $702,000
  • 3 Unit – $848,500
  • 4 Unit – $1,054,500

2021 Conforming Loan Limits for Montgomery County

  • 1 Unit – $548,250
  • 2 Unit – $702,000
  • 3 Unit – $848,500
  • 4 Unit – $1,054,500

2021 Conforming Loan Limits for Moore County

  • 1 Unit – $548,250
  • 2 Unit – $702,000
  • 3 Unit – $848,500
  • 4 Unit – $1,054,500

2021 Conforming Loan Limits for Nash County

  • 1 Unit – $548,250
  • 2 Unit – $702,000
  • 3 Unit – $848,500
  • 4 Unit – $1,054,500

2021 Conforming Loan Limits for New Hanover County

  • 1 Unit – $548,250
  • 2 Unit – $702,000
  • 3 Unit – $848,500
  • 4 Unit – $1,054,500

2021 Conforming Loan Limits for Northampton County

  • 1 Unit – $548,250
  • 2 Unit – $702,000
  • 3 Unit – $848,500
  • 4 Unit – $1,054,500

2021 Conforming Loan Limits for Onslow County

  • 1 Unit – $548,250
  • 2 Unit – $702,000
  • 3 Unit – $848,500
  • 4 Unit – $1,054,500

2021 Conforming Loan Limits for Orange County

  • 1 Unit – $548,250
  • 2 Unit – $702,000
  • 3 Unit – $848,500
  • 4 Unit – $1,054,500

2021 Conforming Loan Limits for Pamlico County

  • 1 Unit – $548,250
  • 2 Unit – $702,000
  • 3 Unit – $848,500
  • 4 Unit – $1,054,500

2021 Conforming Loan Limits for Pasquotank County

  • 1 Unit – $625,500
  • 2 Unit – $800,775
  • 3 Unit – $967,950
  • 4 Unit – $1,202,925

2021 Conforming Loan Limits for Pender County

  • 1 Unit – $548,250
  • 2 Unit – $702,000
  • 3 Unit – $848,500
  • 4 Unit – $1,054,500

2021 Conforming Loan Limits for Perquimans County

  • 1 Unit – $625,500
  • 2 Unit – $800,775
  • 3 Unit – $967,950
  • 4 Unit – $1,202,925

2021 Conforming Loan Limits for Person County

  • 1 Unit – $548,250
  • 2 Unit – $702,000
  • 3 Unit – $848,500
  • 4 Unit – $1,054,500

2021 Conforming Loan Limits for Pitt County

  • 1 Unit – $548,250
  • 2 Unit – $702,000
  • 3 Unit – $848,500
  • 4 Unit – $1,054,500

2021 Conforming Loan Limits for Polk County

  • 1 Unit – $548,250
  • 2 Unit – $702,000
  • 3 Unit – $848,500
  • 4 Unit – $1,054,500

2021 Conforming Loan Limits for Randolph County

  • 1 Unit – $548,250
  • 2 Unit – $702,000
  • 3 Unit – $848,500
  • 4 Unit – $1,054,500

2021 Conforming Loan Limits for Richmond County

  • 1 Unit – $548,250
  • 2 Unit – $702,000
  • 3 Unit – $848,500
  • 4 Unit – $1,054,500

2021 Conforming Loan Limits for Robeson County

  • 1 Unit – $548,250
  • 2 Unit – $702,000
  • 3 Unit – $848,500
  • 4 Unit – $1,054,500

2021 Conforming Loan Limits for Rockingham County

  • 1 Unit – $548,250
  • 2 Unit – $702,000
  • 3 Unit – $848,500
  • 4 Unit – $1,054,500

2021 Conforming Loan Limits for Rowan County

  • 1 Unit – $548,250
  • 2 Unit – $702,000
  • 3 Unit – $848,500
  • 4 Unit – $1,054,500

2021 Conforming Loan Limits for Rutherford County

  • 1 Unit – $548,250
  • 2 Unit – $702,000
  • 3 Unit – $848,500
  • 4 Unit – $1,054,500

2021 Conforming Loan Limits for Sampson County

  • 1 Unit – $548,250
  • 2 Unit – $702,000
  • 3 Unit – $848,500
  • 4 Unit – $1,054,500

2021 Conforming Loan Limits for Scotland County

  • 1 Unit – $548,250
  • 2 Unit – $702,000
  • 3 Unit – $848,500
  • 4 Unit – $1,054,500

2021 Conforming Loan Limits for Stanly County

  • 1 Unit – $548,250
  • 2 Unit – $702,000
  • 3 Unit – $848,500
  • 4 Unit – $1,054,500

2021 Conforming Loan Limits for Stokes County

  • 1 Unit – $548,250
  • 2 Unit – $702,000
  • 3 Unit – $848,500
  • 4 Unit – $1,054,500

2021 Conforming Loan Limits for Surry County

  • 1 Unit – $548,250
  • 2 Unit – $702,000
  • 3 Unit – $848,500
  • 4 Unit – $1,054,500

2021 Conforming Loan Limits for Swain County

  • 1 Unit – $548,250
  • 2 Unit – $702,000
  • 3 Unit – $848,500
  • 4 Unit – $1,054,500

2021 Conforming Loan Limits for Transylvania County

  • 1 Unit – $548,250
  • 2 Unit – $702,000
  • 3 Unit – $848,500
  • 4 Unit – $1,054,500

2021 Conforming Loan Limits for Tyrrell County

  • 1 Unit – $548,250
  • 2 Unit – $702,000
  • 3 Unit – $848,500
  • 4 Unit – $1,054,500

2021 Conforming Loan Limits for Union County

  • 1 Unit – $548,250
  • 2 Unit – $702,000
  • 3 Unit – $848,500
  • 4 Unit – $1,054,500

2021 Conforming Loan Limits for Vance County

  • 1 Unit – $548,250
  • 2 Unit – $702,000
  • 3 Unit – $848,500
  • 4 Unit – $1,054,500

2021 Conforming Loan Limits for Wake County

  • 1 Unit – $548,250
  • 2 Unit – $702,000
  • 3 Unit – $848,500
  • 4 Unit – $1,054,500

2021 Conforming Loan Limits for Warren County

  • 1 Unit – $548,250
  • 2 Unit – $702,000
  • 3 Unit – $848,500
  • 4 Unit – $1,054,500

2021 Conforming Loan Limits for Washington County

  • 1 Unit – $548,250
  • 2 Unit – $702,000
  • 3 Unit – $848,500
  • 4 Unit – $1,054,500

2021 Conforming Loan Limits for Watauga County

  • 1 Unit – $548,250
  • 2 Unit – $702,000
  • 3 Unit – $848,500
  • 4 Unit – $1,054,500

2021 Conforming Loan Limits for Wayne County

  • 1 Unit – $548,250
  • 2 Unit – $702,000
  • 3 Unit – $848,500
  • 4 Unit – $1,054,500

2021 Conforming Loan Limits for Wilkes County

  • 1 Unit – $548,250
  • 2 Unit – $702,000
  • 3 Unit – $848,500
  • 4 Unit – $1,054,500

2021 Conforming Loan Limits for Wilson County

  • 1 Unit – $548,250
  • 2 Unit – $702,000
  • 3 Unit – $848,500
  • 4 Unit – $1,054,500

2021 Conforming Loan Limits for Yadkin County

  • 1 Unit – $548,250
  • 2 Unit – $702,000
  • 3 Unit – $848,500
  • 4 Unit – $1,054,500

2021 Conforming Loan Limits for Yancey County

  • 1 Unit – $548,250
  • 2 Unit – $702,000
  • 3 Unit – $848,500
  • 4 Unit – $1,054,500

You can find out about 2021 Conforming Limit NC counties and for other states here.