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I am the author of this blog and also a top-producing Loan Officer and CEO of InstaMortgage Inc, the fastest-growing mortgage company in America. All the advice is based on my experience of helping thousands of homebuyers and homeowners. We are a mortgage company and will help you with all your mortgage needs. Unlike lead generation websites, we do not sell your information to multiple lenders or third-party companies.

Conforming (also called Conventional) loan limits for most of Washington (WA) counties went up for 2020 to $510,400.

See below the list of all counties in Washington with 2020 loan limits for 1, 2, 3, and 4 Unit properties.

ADAMS

  • 1 Unit – $510,400
  • 2 Unit – $653,550
  • 3 Unit – $789,950
  • 4 Unit – $981,700

ASOTIN

  • 1 Unit – $510,400
  • 2 Unit – $653,550
  • 3 Unit – $789,950
  • 4 Unit – $981,700

BENTON

  • 1 Unit – $510,400
  • 2 Unit – $653,550
  • 3 Unit – $789,950
  • 4 Unit – $981,700

CHELAN

  • 1 Unit – $510,400
  • 2 Unit – $653,550
  • 3 Unit – $789,950
  • 4 Unit – $981,700

CLALLAM

  • 1 Unit – $510,400
  • 2 Unit – $653,550
  • 3 Unit – $789,950
  • 4 Unit – $981,700

CLARK

  • 1 Unit – $510,400
  • 2 Unit – $653,550
  • 3 Unit – $789,950
  • 4 Unit – $981,700

COLUMBIA

  • 1 Unit – $510,400
  • 2 Unit – $653,550
  • 3 Unit – $789,950
  • 4 Unit – $981,700

COWLITZ

  • 1 Unit – $510,400
  • 2 Unit – $653,550
  • 3 Unit – $789,950
  • 4 Unit – $981,700

DOUGLAS

  • 1 Unit – $510,400
  • 2 Unit – $653,550
  • 3 Unit – $789,950
  • 4 Unit – $981,700

FERRY

  • 1 Unit – $510,400
  • 2 Unit – $653,550
  • 3 Unit – $789,950
  • 4 Unit – $981,700

FRANKLIN

  • 1 Unit – $510,400
  • 2 Unit – $653,550
  • 3 Unit – $789,950
  • 4 Unit – $981,700

GARFIELD

  • 1 Unit – $510,400
  • 2 Unit – $653,550
  • 3 Unit – $789,950
  • 4 Unit – $981,700

GRANT

  • 1 Unit – $510,400
  • 2 Unit – $653,550
  • 3 Unit – $789,950
  • 4 Unit – $981,700

GRAYS HARBOR

  • 1 Unit – $510,400
  • 2 Unit – $653,550
  • 3 Unit – $789,950
  • 4 Unit – $981,700

ISLAND

  • 1 Unit – $510,400
  • 2 Unit – $653,550
  • 3 Unit – $789,950
  • 4 Unit – $981,700

JEFFERSON

  • 1 Unit – $510,400
  • 2 Unit – $653,550
  • 3 Unit – $789,950
  • 4 Unit – $981,700

KING

  • 1 Unit – $741,750
  • 2 Unit -$949,600
  • 3 Unit -$1,147,800
  • 4 Unit – $1,426,450

KITSAP

  • 1 Unit – $510,400
  • 2 Unit – $653,550
  • 3 Unit – $789,950
  • 4 Unit – $981,700

KITTITAS

  • 1 Unit – $510,400
  • 2 Unit – $653,550
  • 3 Unit – $789,950
  • 4 Unit – $981,700

KLICKITAT

  • 1 Unit – $510,400
  • 2 Unit – $653,550
  • 3 Unit – $789,950
  • 4 Unit – $981,700

LEWIS

  • 1 Unit – $510,400
  • 2 Unit – $653,550
  • 3 Unit – $789,950
  • 4 Unit – $981,700

LINCOLN

  • 1 Unit – $510,400
  • 2 Unit – $653,550
  • 3 Unit – $789,950
  • 4 Unit – $981,700

MASON

  • 1 Unit – $510,400
  • 2 Unit – $653,550
  • 3 Unit – $789,950
  • 4 Unit – $981,700

OKANOGAN

  • 1 Unit – $510,400
  • 2 Unit – $653,550
  • 3 Unit – $789,950
  • 4 Unit – $981,700

PACIFIC

  • 1 Unit – $510,400
  • 2 Unit – $653,550
  • 3 Unit – $789,950
  • 4 Unit – $981,700

PEND OREILLE

  • 1 Unit – $510,400
  • 2 Unit – $653,550
  • 3 Unit – $789,950
  • 4 Unit – $981,700

PIERCE

  • 1 Unit – $741,750
  • 2 Unit -$949,600
  • 3 Unit -$1,147,800
  • 4 Unit – $1,426,450

SAN JUAN

  • 1 Unit – $510,400
  • 2 Unit – $653,550
  • 3 Unit – $789,950
  • 4 Unit – $981,700

SKAGIT

  • 1 Unit – $510,400
  • 2 Unit – $653,550
  • 3 Unit – $789,950
  • 4 Unit – $981,700

SKAMANIA

  • 1 Unit – $510,400
  • 2 Unit – $653,550
  • 3 Unit – $789,950
  • 4 Unit – $981,700

SNOHOMISH

  • 1 Unit – $741,750
  • 2 Unit -$949,600
  • 3 Unit -$1,147,800
  • 4 Unit – $1,426,450

SPOKANE

  • 1 Unit – $510,400
  • 2 Unit – $653,550
  • 3 Unit – $789,950
  • 4 Unit – $981,700

STEVENS

  • 1 Unit – $510,400
  • 2 Unit – $653,550
  • 3 Unit – $789,950
  • 4 Unit – $981,700

THURSTON

  • 1 Unit – $510,400
  • 2 Unit – $653,550
  • 3 Unit – $789,950
  • 4 Unit – $981,700

WAHKIAKUM

  • 1 Unit – $510,400
  • 2 Unit – $653,550
  • 3 Unit – $789,950
  • 4 Unit – $981,700

WALLA WALLA

  • 1 Unit – $510,400
  • 2 Unit – $653,550
  • 3 Unit – $789,950
  • 4 Unit – $981,700

WHATCOM

  • 1 Unit – $510,400
  • 2 Unit – $653,550
  • 3 Unit – $789,950
  • 4 Unit – $981,700

WHITMAN

  • 1 Unit – $510,400
  • 2 Unit – $653,550
  • 3 Unit – $789,950
  • 4 Unit – $981,700

YAKIMA

  • 1 Unit – $510,400
  • 2 Unit – $653,550
  • 3 Unit – $789,950
  • 4 Unit – $981,700