Conforming and High Balance loan limits for most Virginia (VA) counties went up for 2020. Base conforming loan limit went up to $510,400 and the High Balance loan limit went up to $765,600.

See below the list of all counties in Virginia with 2020 loan limits for 1, 2, 3, and 4 Unit properties.

ACCOMACK COUNTY 

• 1 Unit – $510,400
• 2 Unit – $653,550
• 3 Unit – $789,950
• 4 Unit – $981,700

ALBEMARLE COUNTY

• 1 Unit – $510,400
• 2 Unit – $653,550
• 3 Unit – $789,950
• 4 Unit – $981,700

ALLEGHANY COUNTY 

• 1 Unit – $510,400
• 2 Unit – $653,550
• 3 Unit – $789,950
• 4 Unit – $981,700

AMELIA COUNTY 

• 1 Unit – $535,900
• 2 Unit – $686,050
• 3 Unit – $829,250
• 4 Unit – $1,030,600

AMHERST COUNTY 

• 1 Unit – $510,400
• 2 Unit – $653,550
• 3 Unit – $789,950
• 4 Unit – $981,700

APPOMATTOX COUNTY 

• 1 Unit – $510,400
• 2 Unit – $653,550
• 3 Unit – $789,950
• 4 Unit – $981,700

ARLINGTON COUNTY 

• 1 Unit – $765,600
• 2 Unit – $980,325
• 3 Unit – $1,184,925
• 4 Unit – $1,472,550

AUGUSTA COUNTY 

• 1 Unit – $510,400
• 2 Unit – $653,550
• 3 Unit – $789,950
• 4 Unit – $981,700

BATH COUNTY 

• 1 Unit – $510,400
• 2 Unit – $653,550
• 3 Unit – $789,950
• 4 Unit – $981,700

BEDFORD COUNTY 

• 1 Unit – $510,400
• 2 Unit – $653,550
• 3 Unit – $789,950
• 4 Unit – $981,700

BLAND COUNTY 

• 1 Unit – $510,400
• 2 Unit – $653,550
• 3 Unit – $789,950
• 4 Unit – $981,700

BOTETOURT COUNTY 

• 1 Unit – $510,400
• 2 Unit – $653,550
• 3 Unit – $789,950
• 4 Unit – $981,700

BRUNSWICK COUNTY 

• 1 Unit – $510,400
• 2 Unit – $653,550
• 3 Unit – $789,950
• 4 Unit – $981,700

BUCHANAN COUNTY 

• 1 Unit – $510,400
• 2 Unit – $653,550
• 3 Unit – $789,950
• 4 Unit – $981,700

BUCKINGHAM COUNTY 

• 1 Unit – $510,400
• 2 Unit – $653,550
• 3 Unit – $789,950
• 4 Unit – $981,700

CAMPBELL COUNTY 

• 1 Unit – $510,400
• 2 Unit – $653,550
• 3 Unit – $789,950
• 4 Unit – $981,700

CAROLINE COUNTY 

• 1 Unit – $535,900
• 2 Unit – $686,050
• 3 Unit – $829,250
• 4 Unit – $1,030,600

CAROL COUNTY 

• 1 Unit – $510,400
• 2 Unit – $653,550
• 3 Unit – $789,950
• 4 Unit – $981,700

CHARLES CITY COUNTY 

• 1 Unit – $535,900
• 2 Unit – $686,050
• 3 Unit – $829,250
• 4 Unit – $1,030,600

CHARLOTTE COUNTY 

• 1 Unit – $510,400
• 2 Unit – $653,550
• 3 Unit – $789,950
• 4 Unit – $981,700

CHESTERFIELD COUNTY 

• 1 Unit – $535,900
• 2 Unit – $686,050
• 3 Unit – $829,250
• 4 Unit – $1,030,600

CLARK COUNTY 

• 1 Unit – $765,600
• 2 Unit – $980,325
• 3 Unit – $1,184,925
• 4 Unit – $1,472,550

CRAIG COUNTY 

• 1 Unit – $510,400
• 2 Unit – $653,550
• 3 Unit – $789,950
• 4 Unit – $981,700

CULPEPER COUNTY 

• 1 Unit – $765,600
• 2 Unit – $980,325
• 3 Unit – $1,184,925
• 4 Unit – $1,472,550

CUMBERLAND COUNTY 

• 1 Unit – $535,900
• 2 Unit – $686,050
• 3 Unit – $829,250
• 4 Unit – $1,030,600

DICKENSON COUNTY 

• 1 Unit – $510,400
• 2 Unit – $653,550
• 3 Unit – $789,950
• 4 Unit – $981,700

DINWIDDIE COUNTY 

• 1 Unit – $535,900
• 2 Unit – $686,050
• 3 Unit – $829,250
• 4 Unit – $1,030,600

ESSEX COUNTY 

• 1 Unit – $510,400
• 2 Unit – $653,550
• 3 Unit – $789,950
• 4 Unit – $981,700

FAIRFAX COUNTY 

• 1 Unit – $765,600
• 2 Unit – $980,325
• 3 Unit – $1,184,925
• 4 Unit – $1,472,550

FAUQUIER COUNTY 

• 1 Unit – $765,600
• 2 Unit – $980,325
• 3 Unit – $1,184,925
• 4 Unit – $1,472,550

FLOYD COUNTY 

• 1 Unit – $510,400
• 2 Unit – $653,550
• 3 Unit – $789,950
• 4 Unit – $981,700

FLUVANNA COUNTY 

• 1 Unit – $510,400
• 2 Unit – $653,550
• 3 Unit – $789,950
• 4 Unit – $981,700

FRANKLIN COUNTY

• 1 Unit – $510,400
• 2 Unit – $653,550
• 3 Unit – $789,950
• 4 Unit – $981,700

FREDERICK COUNTY 

• 1 Unit – $510,400
• 2 Unit – $653,550
• 3 Unit – $789,950
• 4 Unit – $981,700

GILES COUNTY 

• 1 Unit – $510,400
• 2 Unit – $653,550
• 3 Unit – $789,950
• 4 Unit – $981,700

GLOUCESTER COUNTY 

• 1 Unit – $510,400
• 2 Unit – $653,550
• 3 Unit – $789,950
• 4 Unit – $981,700

GOOCHLAND COUNTY 

• 1 Unit – $535,900
• 2 Unit – $686,050
• 3 Unit – $829,250
• 4 Unit – $1,030,600

GRAYSON COUNTY 

• 1 Unit – $510,400
• 2 Unit – $653,550
• 3 Unit – $789,950
• 4 Unit – $981,700

GREENE COUNTY 

• 1 Unit – $510,400
• 2 Unit – $653,550
• 3 Unit – $789,950
• 4 Unit – $981,700

GREENSVILLE COUNTY 

• 1 Unit – $510,400
• 2 Unit – $653,550
• 3 Unit – $789,950
• 4 Unit – $981,700

HALIFAX COUNTY

• 1 Unit – $510,400
• 2 Unit – $653,550
• 3 Unit – $789,950
• 4 Unit – $981,700

HANOVER COUNTY 

• 1 Unit – $535,900
• 2 Unit – $686,050
• 3 Unit – $829,250
• 4 Unit – $1,030,600

HENRICO COUNTY 

• 1 Unit – $535,900
• 2 Unit – $686,050
• 3 Unit – $829,250
• 4 Unit – $1,030,600

HENRY COUNTY 

• 1 Unit – $510,400
• 2 Unit – $653,550
• 3 Unit – $789,950
• 4 Unit – $981,700

HIGHLAND COUNTY 

• 1 Unit – $510,400
• 2 Unit – $653,550
• 3 Unit – $789,950
• 4 Unit – $981,700

ISLE OF WIGHT COUNTY 

• 1 Unit – $510,400
• 2 Unit – $653,550
• 3 Unit – $789,950
• 4 Unit – $981,700

JAMES CITY COUNTY

• 1 Unit – $510,400
• 2 Unit – $653,550
• 3 Unit – $789,950
• 4 Unit – $981,700

KING AND QUEEN COUNTY 

• 1 Unit – $535,900
• 2 Unit – $686,050
• 3 Unit – $829,250
• 4 Unit – $1,030,600

KING GEORGE COUNTY 

• 1 Unit – $510,400
• 2 Unit – $653,550
• 3 Unit – $789,950
• 4 Unit – $981,700

KING WILLIAM COUNTY 

• 1 Unit – $535,900
• 2 Unit – $686,050
• 3 Unit – $829,250
• 4 Unit – $1,030,600

LANCASTER COUNTY 

• 1 Unit – $510,400
• 2 Unit – $653,550
• 3 Unit – $789,950
• 4 Unit – $981,700

LEE COUNTY 

• 1 Unit – $510,400
• 2 Unit – $653,550
• 3 Unit – $789,950
• 4 Unit – $981,700

LOUDOUN COUNTY 

• 1 Unit – $765,600
• 2 Unit – $980,325
• 3 Unit – $1,184,925
• 4 Unit – $1,472,550

LOUISA COUNTY

• 1 Unit – $535,900
• 2 Unit – $686,050
• 3 Unit – $829,250
• 4 Unit – $1,030,600

LUNENBERG COUNTY 

• 1 Unit – $510,400
• 2 Unit – $653,550
• 3 Unit – $789,950
• 4 Unit – $981,700

MADISON COUNTY 

• 1 Unit – $765,600
• 2 Unit – $980,325
• 3 Unit – $1,184,925
• 4 Unit – $1,472,550

MATHEWS COUNTY 

• 1 Unit – $510,400
• 2 Unit – $653,550
• 3 Unit – $789,950
• 4 Unit – $981,700

MECKLENBERG COUNTY 

• 1 Unit – $510,400
• 2 Unit – $653,550
• 3 Unit – $789,950
• 4 Unit – $981,700

MIDDLESEX COUNTY 

• 1 Unit – $510,400
• 2 Unit – $653,550
• 3 Unit – $789,950
• 4 Unit – $981,700

MONTGOMERY COUNTY 

• 1 Unit – $510,400
• 2 Unit – $653,550
• 3 Unit – $789,950
• 4 Unit – $981,700

NELSON COUNTY 

• 1 Unit – $510,400
• 2 Unit – $653,550
• 3 Unit – $789,950
• 4 Unit – $981,700

NEW KENT COUNTY 

• 1 Unit – $535,900
• 2 Unit – $686,050
• 3 Unit – $829,250
• 4 Unit – $1,030,600

NORTHAMPTON COUNTY 

• 1 Unit – $510,400
• 2 Unit – $653,550
• 3 Unit – $789,950
• 4 Unit – $981,700

NORTHUMBERLAND COUNTY 

• 1 Unit – $510,400
• 2 Unit – $653,550
• 3 Unit – $789,950
• 4 Unit – $981,700

NOTTOWAY COUNTY 

• 1 Unit – $510,400
• 2 Unit – $653,550
• 3 Unit – $789,950
• 4 Unit – $981,700

ORANGE COUNTY 

• 1 Unit – $510,400
• 2 Unit – $653,550
• 3 Unit – $789,950
• 4 Unit – $981,700

PAGE COUNTY 

• 1 Unit – $510,400
• 2 Unit – $653,550
• 3 Unit – $789,950
• 4 Unit – $981,700

PATRICK COUNTY 

• 1 Unit – $510,400
• 2 Unit – $653,550
• 3 Unit – $789,950
• 4 Unit – $981,700

PITTSYLVANIA COUNTY 

• 1 Unit – $510,400
• 2 Unit – $653,550
• 3 Unit – $789,950
• 4 Unit – $981,700

POWHATAN COUNTY 

• 1 Unit – $535,900
• 2 Unit – $686,050
• 3 Unit – $829,250
• 4 Unit – $1,030,600

PRINCE EDWARD COUNTY 

• 1 Unit – $510,400
• 2 Unit – $653,550
• 3 Unit – $789,950
• 4 Unit – $981,700

PRINCE GEORGE COUNTY

• 1 Unit – $535,900
• 2 Unit – $686,050
• 3 Unit – $829,250
• 4 Unit – $1,030,600

PRINCE WILLIAM COUNTY 

• 1 Unit – $765,600
• 2 Unit – $980,325
• 3 Unit – $1,184,925
• 4 Unit – $1,472,550

PULASKI COUNTY 

• 1 Unit – $510,400
• 2 Unit – $653,550
• 3 Unit – $789,950
• 4 Unit – $981,700

RAPPAHANNOCK COUNTY

• 1 Unit – $765,600
• 2 Unit – $980,325
• 3 Unit – $1,184,925
• 4 Unit – $1,472,550

 
RICHMOND COUNTY

• 1 Unit – $510,400
• 2 Unit – $653,550
• 3 Unit – $789,950
• 4 Unit – $981,700

ROANOKE COUNTY 

• 1 Unit – $510,400
• 2 Unit – $653,550
• 3 Unit – $789,950
• 4 Unit – $981,700

ROCKBRIDGE COUNTY 

• 1 Unit – $510,400
• 2 Unit – $653,550
• 3 Unit – $789,950
• 4 Unit – $981,700

ROCKINGHAM COUNTY 

• 1 Unit – $510,400
• 2 Unit – $653,550
• 3 Unit – $789,950
• 4 Unit – $981,700

RUSSELL COUNTY 

• 1 Unit – $510,400
• 2 Unit – $653,550
• 3 Unit – $789,950
• 4 Unit – $981,700

SCOTT COUNTY 

• 1 Unit – $510,400
• 2 Unit – $653,550
• 3 Unit – $789,950
• 4 Unit – $981,700

SHENANDOAH COUNTY 

• 1 Unit – $510,400
• 2 Unit – $653,550
• 3 Unit – $789,950
• 4 Unit – $981,700

SMYTH COUNTY 

• 1 Unit – $510,400
• 2 Unit – $653,550
• 3 Unit – $789,950
• 4 Unit – $981,700

SOUTHAMPTON COUNTY 

• 1 Unit – $510,400
• 2 Unit – $653,550
• 3 Unit – $789,950
• 4 Unit – $981,700

SPOTSYLVANIA COUNTY 

• 1 Unit – $765,600
• 2 Unit – $980,325
• 3 Unit – $1,184,925
• 4 Unit – $1,472,550

STAFFORD COUNTY

• 1 Unit – $765,600
• 2 Unit – $980,325
• 3 Unit – $1,184,925
• 4 Unit – $1,472,550

 SURRY 

• 1 Unit – $510,400
• 2 Unit – $653,550
• 3 Unit – $789,950
• 4 Unit – $981,700

SUSSEX COUNTY 

• 1 Unit – $535,900
• 2 Unit – $686,050
• 3 Unit – $829,250
• 4 Unit – $1,030,600

TAZEWELL  COUNTY 

• 1 Unit – $510,400
• 2 Unit – $653,550
• 3 Unit – $789,950
• 4 Unit – $981,700

WARREN COUNTY 

• 1 Unit – $765,600
• 2 Unit – $980,325
• 3 Unit – $1,184,925
• 4 Unit – $1,472,550

WASHINGTON COUNTY

• 1 Unit – $510,400
• 2 Unit – $653,550
• 3 Unit – $789,950
• 4 Unit – $981,700

WESTMORELAND COUNTY 

• 1 Unit – $510,400
• 2 Unit – $653,550
• 3 Unit – $789,950
• 4 Unit – $981,700

WISE COUNTY 

• 1 Unit – $510,400
• 2 Unit – $653,550
• 3 Unit – $789,950
• 4 Unit – $981,700

WYTHE COUNTY 

• 1 Unit – $510,400
• 2 Unit – $653,550
• 3 Unit – $789,950
• 4 Unit – $981,700

YORK COUNTY 

• 1 Unit – $510,400
• 2 Unit – $653,550
• 3 Unit – $789,950
• 4 Unit – $981,700

ALEXANDRIA CITY 

• 1 Unit – $765,600
• 2 Unit – $980,325
• 3 Unit – $1,184,925
• 4 Unit – $1,472,550

BRISTOL CITY

• 1 Unit – $510,400
• 2 Unit – $653,550
• 3 Unit – $789,950
• 4 Unit – $981,700

BUENA VISTA CITY

• 1 Unit – $510,400
• 2 Unit – $653,550
• 3 Unit – $789,950
• 4 Unit – $981,700

CHARLOTTESVILLE CITY

• 1 Unit – $510,400
• 2 Unit – $653,550
• 3 Unit – $789,950
• 4 Unit – $981,700

CHESAPEAKE CITY 

• 1 Unit – $510,400
• 2 Unit – $653,550
• 3 Unit – $789,950
• 4 Unit – $981,700

COLONIAL HEIGHTS CITY 

• 1 Unit – $535,900
• 2 Unit – $686,050
• 3 Unit – $829,250
• 4 Unit – $1,030,600

COVINGTON CITY 

• 1 Unit – $510,400
• 2 Unit – $653,550
• 3 Unit – $789,950
• 4 Unit – $981,700

DANVILLE CITY 

• 1 Unit – $510,400
• 2 Unit – $653,550
• 3 Unit – $789,950
• 4 Unit – $981,700

EMPORIA CITY 

• 1 Unit – $510,400
• 2 Unit – $653,550
• 3 Unit – $789,950
• 4 Unit – $981,700

FAIRFAX CITY 

• 1 Unit – $765,600
• 2 Unit – $980,325
• 3 Unit – $1,184,925
• 4 Unit – $1,472,550

FALLS CHURCH CITY 

• 1 Unit – $765,600
• 2 Unit – $980,325
• 3 Unit – $1,184,925
• 4 Unit – $1,472,550

FRANKLIN CITY 

• 1 Unit – $510,400
• 2 Unit – $653,550
• 3 Unit – $789,950
• 4 Unit – $981,700

FREDERICKSBERG CITY 

• 1 Unit – $765,600
• 2 Unit – $980,325
• 3 Unit – $1,184,925
• 4 Unit – $1,472,550

GALAX CITY 

• 1 Unit – $510,400
• 2 Unit – $653,550
• 3 Unit – $789,950
• 4 Unit – $981,700

HAMPTON CITY  

• 1 Unit – $510,400
• 2 Unit – $653,550
• 3 Unit – $789,950
• 4 Unit – $981,700

HARRISONBURG CITY 

• 1 Unit – $510,400
• 2 Unit – $653,550
• 3 Unit – $789,950
• 4 Unit – $981,700

HOPEWELL CITY 

• 1 Unit – $535,900
• 2 Unit – $686,050
• 3 Unit – $829,250
• 4 Unit – $1,030,600

LEXINGTON CITY 

• 1 Unit – $510,400
• 2 Unit – $653,550
• 3 Unit – $789,950
• 4 Unit – $981,700

LYNCHBURG CITY 

• 1 Unit – $510,400
• 2 Unit – $653,550
• 3 Unit – $789,950
• 4 Unit – $981,700

MANASSAS CITY 

• 1 Unit – $765,600
• 2 Unit – $980,325
• 3 Unit – $1,184,925
• 4 Unit – $1,472,550

MANASSAS PARK CITY 

• 1 Unit – $765,600
• 2 Unit – $980,325
• 3 Unit – $1,184,925
• 4 Unit – $1,472,550

MARTINSVILLE CITY 

• 1 Unit – $510,400
• 2 Unit – $653,550
• 3 Unit – $789,950
• 4 Unit – $981,700

NEWPORT NEWS CITY 

• 1 Unit – $510,400
• 2 Unit – $653,550
• 3 Unit – $789,950
• 4 Unit – $981,700

NORFOLK CITY  

• 1 Unit – $510,400
• 2 Unit – $653,550
• 3 Unit – $789,950
• 4 Unit – $981,700

NORTON CITY  

• 1 Unit – $510,400
• 2 Unit – $653,550
• 3 Unit – $789,950
• 4 Unit – $981,700

PETERSBURG CITY  

• 1 Unit – $535,900
• 2 Unit – $686,050
• 3 Unit – $829,250
• 4 Unit – $1,030,600

POQUOSON CITY  

• 1 Unit – $510,400
• 2 Unit – $653,550
• 3 Unit – $789,950
• 4 Unit – $981,700

PORTSMOUTH  CITY 

• 1 Unit – $510,400
• 2 Unit – $653,550
• 3 Unit – $789,950
• 4 Unit – $981,700

RADFORD CITY 

• 1 Unit – $510,400
• 2 Unit – $653,550
• 3 Unit – $789,950
• 4 Unit – $981,700

RICHMOND CITY 

• 1 Unit – $535,900
• 2 Unit – $686,050
• 3 Unit – $829,250
• 4 Unit – $1,030,600

SALEM CITY 

• 1 Unit – $510,400
• 2 Unit – $653,550
• 3 Unit – $789,950
• 4 Unit – $981,700

STAUNTON CITY 

• 1 Unit – $510,400
• 2 Unit – $653,550
• 3 Unit – $789,950
• 4 Unit – $981,700

SUFFOLK CITY 

• 1 Unit – $510,400
• 2 Unit – $653,550
• 3 Unit – $789,950
• 4 Unit – $981,700

VIRGINIA BEACH CITY 

• 1 Unit – $510,400
• 2 Unit – $653,550
• 3 Unit – $789,950
• 4 Unit – $981,700

WAYNESBORO CITY 

• 1 Unit – $510,400
• 2 Unit – $653,550
• 3 Unit – $789,950
• 4 Unit – $981,700

WILLIAMSBURG CITY 

• 1 Unit – $510,400
• 2 Unit – $653,550
• 3 Unit – $789,950
• 4 Unit – $981,700

WINCHESTER CITY  

• 1 Unit – $510,400
• 2 Unit – $653,550
• 3 Unit – $789,950
• 4 Unit – $981,700