Conforming (also called Conventional) loan limits for most of North Carolina (NC) counties went up for 2020 to $510,400.

See below the list of all counties in North Carolina with 2020 loan limits for 1, 2, 3, and 4 Unit properties.

ALAMANCE COUNTY 

  • 1 Unit – $510,400
  • 2 Unit – $653,550
  • 3 Unit –  $789,950
  • 4 Unit – $981,700

ALEXANDER COUNTY 

  • 1 Unit – $510,400
  • 2 Unit – $653,550
  • 3 Unit –  $789,950
  • 4 Unit – $981,700

ALLEGHANY COUNTY 

  • 1 Unit – $510,400
  • 2 Unit – $653,550
  • 3 Unit –  $789,950
  • 4 Unit – $981,700

ANSON COUNTY 

  • 1 Unit – $510,400
  • 2 Unit – $653,550
  • 3 Unit –  $789,950
  • 4 Unit – $981,700

ASHE COUNTY 

  • 1 Unit – $510,400
  • 2 Unit – $653,550
  • 3 Unit –  $789,950
  • 4 Unit – $981,700

AVERY COUNTY 

  • 1 Unit – $510,400
  • 2 Unit – $653,550
  • 3 Unit –  $789,950
  • 4 Unit – $981,700

BEAUFORTCOUNTY 

  • 1 Unit – $510,400
  • 2 Unit – $653,550
  • 3 Unit –  $789,950
  • 4 Unit – $981,700

BERTIE COUNTY 

  • 1 Unit – $510,400
  • 2 Unit – $653,550
  • 3 Unit –  $789,950
  • 4 Unit – $981,700

BLADEN COUNTY 

  • 1 Unit – $510,400
  • 2 Unit – $653,550
  • 3 Unit –  $789,950
  • 4 Unit – $981,700

BRUNSWICK COUNTY 

  • 1 Unit – $510,400
  • 2 Unit – $653,550
  • 3 Unit –  $789,950
  • 4 Unit – $981,700

BUNCOMBE COUNTY 

  • 1 Unit – $510,400
  • 2 Unit – $653,550
  • 3 Unit –  $789,950
  • 4 Unit – $981,700

BURKE COUNTY 

  • 1 Unit – $510,400
  • 2 Unit – $653,550
  • 3 Unit –  $789,950
  • 4 Unit – $981,700

CABARRUS COUNTY 

  • 1 Unit – $510,400
  • 2 Unit – $653,550
  • 3 Unit –  $789,950
  • 4 Unit – $981,700

CALDWELL COUNTY 

  • 1 Unit – $510,400
  • 2 Unit – $653,550
  • 3 Unit –  $789,950
  • 4 Unit – $981,700

CAMDEN COUNTY 

  • 1 Unit – $625,500
  • 2 Unit – $800,775
  • 3 Unit –  $967,950
  • 4 Unit – $1,202,925

CARTERET COUNTY 

  • 1 Unit – $510,400
  • 2 Unit – $653,550
  • 3 Unit –  $789,950
  • 4 Unit – $981,700

CASWELL COUNTY 

  • 1 Unit – $510,400
  • 2 Unit – $653,550
  • 3 Unit –  $789,950
  • 4 Unit – $981,700

CATAWBA COUNTY 

  • 1 Unit – $510,400
  • 2 Unit – $653,550
  • 3 Unit –  $789,950
  • 4 Unit – $981,700

CHATHAM COUNTY 

  • 1 Unit – $510,400
  • 2 Unit – $653,550
  • 3 Unit –  $789,950
  • 4 Unit – $981,700

CHEROKEE COUNTY 

  • 1 Unit – $510,400
  • 2 Unit – $653,550
  • 3 Unit –  $789,950
  • 4 Unit – $981,700

CHOWAN COUNTY

  • 1 Unit – $510,400
  • 2 Unit – $653,550
  • 3 Unit –  $789,950
  • 4 Unit – $981,700


CLAY COUNTY 

  • 1 Unit – $510,400
  • 2 Unit – $653,550
  • 3 Unit –  $789,950
  • 4 Unit – $981,700

CLEVELAND COUNTY 

  • 1 Unit – $510,400
  • 2 Unit – $653,550
  • 3 Unit –  $789,950
  • 4 Unit – $981,700

COLUMBUS COUNTY 

  • 1 Unit – $510,400
  • 2 Unit – $653,550
  • 3 Unit –  $789,950
  • 4 Unit – $981,700

CRAVEN COUNTY 

  • 1 Unit – $510,400
  • 2 Unit – $653,550
  • 3 Unit –  $789,950
  • 4 Unit – $981,700

CUMBERLAND COUNTY 

  • 1 Unit – $510,400
  • 2 Unit – $653,550
  • 3 Unit –  $789,950
  • 4 Unit – $981,700

CURRITUCK COUNTY 

  • 1 Unit – $510,400
  • 2 Unit – $653,550
  • 3 Unit –  $789,950
  • 4 Unit – $981,700

DARE COUNTY 

  • 1 Unit – $510,400
  • 2 Unit – $653,550
  • 3 Unit –  $789,950
  • 4 Unit – $981,700

DAVIDSON COUNTY 

  • 1 Unit – $510,400
  • 2 Unit – $653,550
  • 3 Unit –  $789,950
  • 4 Unit – $981,700

DAVIE COUNTY 

  • 1 Unit – $510,400
  • 2 Unit – $653,550
  • 3 Unit –  $789,950
  • 4 Unit – $981,700

DUPLIN COUNTY 

  • 1 Unit – $510,400
  • 2 Unit – $653,550
  • 3 Unit –  $789,950
  • 4 Unit – $981,700

DURHAM COUNTY 

  • 1 Unit – $510,400
  • 2 Unit – $653,550
  • 3 Unit –  $789,950
  • 4 Unit – $981,700

EDGECOMBE COUNTY 

  • 1 Unit – $510,400
  • 2 Unit – $653,550
  • 3 Unit –  $789,950
  • 4 Unit – $981,700

FORSYTH COUNTY 

  • 1 Unit – $510,400
  • 2 Unit – $653,550
  • 3 Unit –  $789,950
  • 4 Unit – $981,700

FRANKLIN COUNTY 

  • 1 Unit – $510,400
  • 2 Unit – $653,550
  • 3 Unit –  $789,950
  • 4 Unit – $981,700

GASTON COUNTY 

  • 1 Unit – $510,400
  • 2 Unit – $653,550
  • 3 Unit –  $789,950
  • 4 Unit – $981,700

GATES COUNTY 

  • 1 Unit – $510,400
  • 2 Unit – $653,550
  • 3 Unit –  $789,950
  • 4 Unit – $981,700

GRAHAM COUNTY 

  • 1 Unit – $510,400
  • 2 Unit – $653,550
  • 3 Unit –  $789,950
  • 4 Unit – $981,700

GRANVILLE COUNTY 

  • 1 Unit – $510,400
  • 2 Unit – $653,550
  • 3 Unit –  $789,950
  • 4 Unit – $981,700

GREENE COUNTY 

  • 1 Unit – $510,400
  • 2 Unit – $653,550
  • 3 Unit –  $789,950
  • 4 Unit – $981,700

GUILFORD COUNTY 

  • 1 Unit – $510,400
  • 2 Unit – $653,550
  • 3 Unit –  $789,950
  • 4 Unit – $981,700

HALIFAX COUNTY 

  • 1 Unit – $510,400
  • 2 Unit – $653,550
  • 3 Unit –  $789,950
  • 4 Unit – $981,700

HARNETT COUNTY 

  • 1 Unit – $510,400
  • 2 Unit – $653,550
  • 3 Unit –  $789,950
  • 4 Unit – $981,700

HAYWOOD  COUNTY 

  • 1 Unit – $510,400
  • 2 Unit – $653,550
  • 3 Unit –  $789,950
  • 4 Unit – $981,700

HENDERSON COUNTY 

  • 1 Unit – $510,400
  • 2 Unit – $653,550
  • 3 Unit –  $789,950
  • 4 Unit – $981,700

HERTFORD COUNTY 

  • 1 Unit – $510,400
  • 2 Unit – $653,550
  • 3 Unit –  $789,950
  • 4 Unit – $981,700

HOKE COUNTY 

  • 1 Unit – $510,400
  • 2 Unit – $653,550
  • 3 Unit –  $789,950
  • 4 Unit – $981,700

HYDE COUNTY 

  • 1 Unit – $510,400
  • 2 Unit – $653,550
  • 3 Unit –  $789,950
  • 4 Unit – $981,700

IREDELL COUNTY 

  • 1 Unit – $510,400
  • 2 Unit – $653,550
  • 3 Unit –  $789,950
  • 4 Unit – $981,700

JACKSON COUNTY 

  • 1 Unit – $510,400
  • 2 Unit – $653,550
  • 3 Unit –  $789,950
  • 4 Unit – $981,700

JOHNSTON COUNTY 

  • 1 Unit – $510,400
  • 2 Unit – $653,550
  • 3 Unit –  $789,950
  • 4 Unit – $981,700

JONES COUNTY 

  • 1 Unit – $510,400
  • 2 Unit – $653,550
  • 3 Unit –  $789,950
  • 4 Unit – $981,700

LEE COUNTY 

  • 1 Unit – $510,400
  • 2 Unit – $653,550
  • 3 Unit –  $789,950
  • 4 Unit – $981,700

LENOIR COUNTY 

  • 1 Unit – $510,400
  • 2 Unit – $653,550
  • 3 Unit –  $789,950
  • 4 Unit – $981,700

LINCOLN COUNTY 

  • 1 Unit – $510,400
  • 2 Unit – $653,550
  • 3 Unit –  $789,950
  • 4 Unit – $981,700

MCDOWELL COUNTY 

  • 1 Unit – $510,400
  • 2 Unit – $653,550
  • 3 Unit –  $789,950
  • 4 Unit – $981,700

MACON COUNTY 

  • 1 Unit – $510,400
  • 2 Unit – $653,550
  • 3 Unit –  $789,950
  • 4 Unit – $981,700

MADISON COUNTY 

  • 1 Unit – $510,400
  • 2 Unit – $653,550
  • 3 Unit –  $789,950
  • 4 Unit – $981,700

MARTIN COUNTY 

  • 1 Unit – $510,400
  • 2 Unit – $653,550
  • 3 Unit –  $789,950
  • 4 Unit – $981,700

MECKLENBURG COUNTY 

  • 1 Unit – $510,400
  • 2 Unit – $653,550
  • 3 Unit –  $789,950
  • 4 Unit – $981,700

MITCHELL COUNTY 

  • 1 Unit – $510,400
  • 2 Unit – $653,550
  • 3 Unit –  $789,950
  • 4 Unit – $981,700

MONTGOMERY COUNTY 

  • 1 Unit – $510,400
  • 2 Unit – $653,550
  • 3 Unit –  $789,950
  • 4 Unit – $981,700

MOORE COUNTY 

  • 1 Unit – $510,400
  • 2 Unit – $653,550
  • 3 Unit –  $789,950
  • 4 Unit – $981,700

NASH COUNTY 

  • 1 Unit – $510,400
  • 2 Unit – $653,550
  • 3 Unit –  $789,950
  • 4 Unit – $981,700

NEW HANOVER COUNTY 

  • 1 Unit – $510,400
  • 2 Unit – $653,550
  • 3 Unit –  $789,950
  • 4 Unit – $981,700

NORTHAMPTON COUNTY 

  • 1 Unit – $510,400
  • 2 Unit – $653,550
  • 3 Unit –  $789,950
  • 4 Unit – $981,700

ONSLOW COUNTY 

  • 1 Unit – $510,400
  • 2 Unit – $653,550
  • 3 Unit –  $789,950
  • 4 Unit – $981,700

ORANGE COUNTY 

  • 1 Unit – $510,400
  • 2 Unit – $653,550
  • 3 Unit –  $789,950
  • 4 Unit – $981,700

PAMLICO COUNTY 

  • 1 Unit – $510,400
  • 2 Unit – $653,550
  • 3 Unit –  $789,950
  • 4 Unit – $981,700

PASQUOTANK COUNTY 

  • 1 Unit – $625,500
  • 2 Unit – $800,775
  • 3 Unit –  $967,950
  • 4 Unit – $1,202,925

PENDER COUNTY 

  • 1 Unit – $510,400
  • 2 Unit – $653,550
  • 3 Unit –  $789,950
  • 4 Unit – $981,700

PERQUIMANS COUNTY 

  • 1 Unit – $625,500
  • 2 Unit – $800,775
  • 3 Unit –  $967,950
  • 4 Unit – $1,202,925

PERSON COUNTY 

  • 1 Unit – $510,400
  • 2 Unit – $653,550
  • 3 Unit –  $789,950
  • 4 Unit – $981,700

PITT COUNTY 

  • 1 Unit – $510,400
  • 2 Unit – $653,550
  • 3 Unit –  $789,950
  • 4 Unit – $981,700

POLK COUNTY 

  • 1 Unit – $510,400
  • 2 Unit – $653,550
  • 3 Unit –  $789,950
  • 4 Unit – $981,700

RANDOLPH COUNTY 

  • 1 Unit – $510,400
  • 2 Unit – $653,550
  • 3 Unit –  $789,950
  • 4 Unit – $981,700

RICHMOND COUNTY 

  • 1 Unit – $510,400
  • 2 Unit – $653,550
  • 3 Unit –  $789,950
  • 4 Unit – $981,700

ROBESON COUNTY 

  • 1 Unit – $510,400
  • 2 Unit – $653,550
  • 3 Unit –  $789,950
  • 4 Unit – $981,700

ROCKINGHAM COUNTY 

  • 1 Unit – $510,400
  • 2 Unit – $653,550
  • 3 Unit –  $789,950
  • 4 Unit – $981,700

ROWAN COUNTY 

  • 1 Unit – $510,400
  • 2 Unit – $653,550
  • 3 Unit –  $789,950
  • 4 Unit – $981,700

RUTHERFORD COUNTY 

  • 1 Unit – $510,400
  • 2 Unit – $653,550
  • 3 Unit –  $789,950
  • 4 Unit – $981,700

SAMPSON COUNTY 

  • 1 Unit – $510,400
  • 2 Unit – $653,550
  • 3 Unit –  $789,950
  • 4 Unit – $981,700

SCOTLAND COUNTY 

  • 1 Unit – $510,400
  • 2 Unit – $653,550
  • 3 Unit –  $789,950
  • 4 Unit – $981,700

STANLY COUNTY 

  • 1 Unit – $510,400
  • 2 Unit – $653,550
  • 3 Unit –  $789,950
  • 4 Unit – $981,700

STOKES COUNTY 

  • 1 Unit – $510,400
  • 2 Unit – $653,550
  • 3 Unit –  $789,950
  • 4 Unit – $981,700

SURRY COUNTY 

  • 1 Unit – $510,400
  • 2 Unit – $653,550
  • 3 Unit –  $789,950
  • 4 Unit – $981,700

SWAIN COUNTY 

  • 1 Unit – $510,400
  • 2 Unit – $653,550
  • 3 Unit –  $789,950
  • 4 Unit – $981,700

TRANSYLVANIA COUNTY 

  • 1 Unit – $510,400
  • 2 Unit – $653,550
  • 3 Unit –  $789,950
  • 4 Unit – $981,700

TYRRELL COUNTY 

  • 1 Unit – $510,400
  • 2 Unit – $653,550
  • 3 Unit –  $789,950
  • 4 Unit – $981,700

UNION COUNTY 

  • 1 Unit – $510,400
  • 2 Unit – $653,550
  • 3 Unit –  $789,950
  • 4 Unit – $981,700

VANCE COUNTY 

  • 1 Unit – $510,400
  • 2 Unit – $653,550
  • 3 Unit –  $789,950
  • 4 Unit – $981,700

WAKE COUNTY 

  • 1 Unit – $510,400
  • 2 Unit – $653,550
  • 3 Unit –  $789,950
  • 4 Unit – $981,700

WARREN COUNTY 

  • 1 Unit – $510,400
  • 2 Unit – $653,550
  • 3 Unit –  $789,950
  • 4 Unit – $981,700

WASHINGTON COUNTY 

  • 1 Unit – $510,400
  • 2 Unit – $653,550
  • 3 Unit –  $789,950
  • 4 Unit – $981,700

WATAUGA COUNTY 

  • 1 Unit – $510,400
  • 2 Unit – $653,550
  • 3 Unit –  $789,950
  • 4 Unit – $981,700

WAYNE COUNTY 

  • 1 Unit – $510,400
  • 2 Unit – $653,550
  • 3 Unit –  $789,950
  • 4 Unit – $981,700

WILKES COUNTY 

  • 1 Unit – $510,400
  • 2 Unit – $653,550
  • 3 Unit –  $789,950
  • 4 Unit – $981,700

WILSON COUNTY 

  • 1 Unit – $510,400
  • 2 Unit – $653,550
  • 3 Unit –  $789,950
  • 4 Unit – $981,700

YADKIN COUNTY 

  • 1 Unit – $510,400
  • 2 Unit – $653,550
  • 3 Unit –  $789,950
  • 4 Unit – $981,700

YANCEY COUNTY 

  • 1 Unit – $510,400
  • 2 Unit – $653,550
  • 3 Unit –  $789,950
  • 4 Unit – $981,700
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