2020 Conforming Loan Limits for all the Counties in New York (NY)
Conforming and High Balance loan limits for most New York (NY) counties went up for 2020. Base conforming loan limit went up to $510,400 and the High Balance loan limit went up to $765,600.
See below the list of all the counties in New York with 2020 loan limits for 1, 2, 3, and 4 Unit properties.
ALBANY COUNTY
- • 1 Unit – $510,400
- 2 Unit – $653,550
- 3 Unit – $789,950
- 4 Unit – $981,700
ALLEGANY COUNTY
- • 1 Unit – $510,400
- 2 Unit – $653,550
- 3 Unit – $789,950
- 4 Unit – $981,700
BRONX COUNTY
- • 1 Unit – $765,600
- 2 Unit -$980,325
- 3 Unit -$1,184,925
- 4 Unit – $1,472,550
BROOME COUNTY
- • 1 Unit – $510,400
- 2 Unit – $653,550
- 3 Unit – $789,950
- 4 Unit – $981,700
CATTARAUGUS COUNTY
- • 1 Unit – $510,400
- 2 Unit – $653,550
- 3 Unit – $789,950
- 4 Unit – $981,700
CAYUGA COUNTY
- • 1 Unit – $510,400
- 2 Unit – $653,550
- 3 Unit – $789,950
- 4 Unit – $981,700
CHAUTAUQUA COUNTY
- • 1 Unit – $510,400
- 2 Unit – $653,550
- 3 Unit – $789,950
- 4 Unit – $981,700
CHEMUNG COUNTY
- • 1 Unit – $510,400
- 2 Unit – $653,550
- 3 Unit – $789,950
- 4 Unit – $981,700
CHENANGO COUNTY
- • 1 Unit – $510,400
- 2 Unit – $653,550
- 3 Unit – $789,950
- 4 Unit – $981,700
CLINTON COUNTY
- • 1 Unit – $510,400
- 2 Unit – $653,550
- 3 Unit – $789,950
- 4 Unit – $981,700
COLUMBIA COUNTY
- • 1 Unit – $510,400
- 2 Unit – $653,550
- 3 Unit – $789,950
- 4 Unit – $981,700
CORTLAND COUNTY
- • 1 Unit – $510,400
- 2 Unit – $653,550
- 3 Unit – $789,950
- 4 Unit – $981,700
DELAWARE COUNTY
- • 1 Unit – $510,400
- 2 Unit – $653,550
- 3 Unit – $789,950
- 4 Unit – $981,700
DUTCHESS COUNTY
- • 1 Unit – $726,525
- 2 Unit -$930,300
- 3 Unit -$1,124,475
- 4 Unit – $1,397,400
ERIE COUNTY
- • 1 Unit – $510,400
- 2 Unit – $653,550
- 3 Unit – $789,950
- 4 Unit – $981,700
ESSEX COUNTY
- • 1 Unit – $510,400
- 2 Unit – $653,550
- 3 Unit – $789,950
- 4 Unit – $981,700
FRANKLIN COUNTY
- • 1 Unit – $510,400
- 2 Unit – $653,550
- 3 Unit – $789,950
- 4 Unit – $981,700
FULTON COUNTY
- • 1 Unit – $510,400
- 2 Unit – $653,550
- 3 Unit – $789,950
- 4 Unit – $981,700
GENESEE COUNTY
- • 1 Unit – $510,400
- 2 Unit – $653,550
- 3 Unit – $789,950
- 4 Unit – $981,700
GREENE COUNTY
- • 1 Unit – $510,400
- 2 Unit – $653,550
- 3 Unit – $789,950
- 4 Unit – $981,700
HAMILTON COUNTY
- • 1 Unit – $510,400
- 2 Unit – $653,550
- 3 Unit – $789,950
- 4 Unit – $981,700
HERKIMER COUNTY
- • 1 Unit – $510,400
- 2 Unit – $653,550
- 3 Unit – $789,950
- 4 Unit – $981,700
JEFFERSON COUNTY
- • 1 Unit – $510,400
- 2 Unit – $653,550
- 3 Unit – $789,950
- 4 Unit – $981,700
KINGS COUNTY
- • 1 Unit – $765,600
- 2 Unit -$980,325
- 3 Unit -$1,184,925
- 4 Unit – $1,472,550
LEWIS COUNTY
- • 1 Unit – $510,400
- 2 Unit – $653,550
- 3 Unit – $789,950
- 4 Unit – $981,700
LIVINGSTON COUNTY
- • 1 Unit – $510,400
- 2 Unit – $653,550
- 3 Unit – $789,950
- 4 Unit – $981,700
MADISON COUNTY
- • 1 Unit – $510,400
- 2 Unit – $653,550
- 3 Unit – $789,950
- 4 Unit – $981,700
MONROE COUNTY
- • 1 Unit – $510,400
- 2 Unit – $653,550
- 3 Unit – $789,950
- 4 Unit – $981,700
MONTGOMERY COUNTY
- • 1 Unit – $510,400
- 2 Unit – $653,550
- 3 Unit – $789,950
- 4 Unit – $981,700
NASSAU COUNTY
- • 1 Unit – $765,600
- 2 Unit -$980,325
- 3 Unit -$1,184,925
- 4 Unit – $1,472,550
NEW YORK COUNTY
- • 1 Unit – $765,600
- 2 Unit -$980,325
- 3 Unit -$1,184,925
- 4 Unit – $1,472,550
NIAGARA COUNTY
- • 1 Unit – $510,400
- 2 Unit – $653,550
- 3 Unit – $789,950
- 4 Unit – $981,700
ONEIDA COUNTY
- • 1 Unit – $510,400
- 2 Unit – $653,550
- 3 Unit – $789,950
- 4 Unit – $981,700
ONONDAGA COUNTY
- • 1 Unit – $510,400
- 2 Unit – $653,550
- 3 Unit – $789,950
- 4 Unit – $981,700
ONTARIO COUNTY
- • 1 Unit – $510,400
- 2 Unit – $653,550
- 3 Unit – $789,950
- 4 Unit – $981,700
ORANGE COUNTY
- 1 Unit – $726,525
- 2 Unit -$930,300
- 3 Unit -$1,124,475
- 4 Unit – $1,397,400
ORLEANS COUNTY
- • 1 Unit – $510,400
- 2 Unit – $653,550
- 3 Unit – $789,950
- 4 Unit – $981,700
OSWEGO COUNTY
- • 1 Unit – $510,400
- 2 Unit – $653,550
- 3 Unit – $789,950
- 4 Unit – $981,700
OTSEGO COUNTY
- • 1 Unit – $510,400
- 2 Unit – $653,550
- 3 Unit – $789,950
- 4 Unit – $981,700
PUTNAM COUNTY
- • 1 Unit – $765,600
- 2 Unit -$980,325
- 3 Unit -$1,184,925
- 4 Unit – $1,472,550
QUEENS COUNTY
- • 1 Unit – $765,600
- 2 Unit -$980,325
- 3 Unit -$1,184,925
- 4 Unit – $1,472,550
RENSSELAER COUNTY
- 1 Unit – $510,400
- 2 Unit – $653,550
- 3 Unit – $789,950
- 4
Unit – $981,700
RICHMOND COUNTY - • 1 Unit – $765,600
- 2 Unit -$980,325
- 3 Unit -$1,184,925
- 4 Unit – $1,472,550
ROCKLAND COUNTY
- • 1 Unit – $765,600
- 2 Unit -$980,325
- 3 Unit -$1,184,925
- 4 Unit – $1,472,550
ST. LAWRENCE COUNTY
- • 1 Unit – $510,400
- 2 Unit – $653,550
- 3 Unit – $789,950
- 4 Unit – $981,700
SARATOGA COUNTY
- • 1 Unit – $510,400
- 2 Unit – $653,550
- 3 Unit – $789,950
- 4 Unit – $981,700
SCHENECTADY COUNTY
- • 1 Unit – $510,400
- 2 Unit – $653,550
- 3 Unit – $789,950
- 4 Unit – $981,700
SCHOHARIE COUNTY
- • 1 Unit – $510,400
- 2 Unit – $653,550
- 3 Unit – $789,950
- 4 Unit – $981,700
SCHUYLER COUNTY
- • 1 Unit – $510,400
- 2 Unit – $653,550
- 3 Unit – $789,950
- 4 Unit – $981,700
SENECA COUNTY
- • 1 Unit – $510,400
- 2 Unit – $653,550
- 3 Unit – $789,950
- 4 Unit – $981,700
STEUBEN COUNTY
- • 1 Unit – $510,400
- 2 Unit – $653,550
- 3 Unit – $789,950
- 4 Unit – $981,700
SUFFOLK COUNTY
- • 1 Unit – $765,600
- 2 Unit -$980,325
- 3 Unit -$1,184,925
- 4 Unit – $1,472,550
SULLIVAN COUNTY
- • 1 Unit – $510,400
- 2 Unit – $653,550
- 3 Unit – $789,950
- 4 Unit – $981,700
TIOGA COUNTY
- • 1 Unit – $510,400
- 2 Unit – $653,550
- 3 Unit – $789,950
- 4 Unit – $981,700
TOMPKINS COUNTY
- • 1 Unit – $510,400
- 2 Unit – $653,550
- 3 Unit – $789,950
- 4 Unit – $981,700
ULSTER COUNTY
- • 1 Unit – $510,400
- 2 Unit – $653,550
- 3 Unit – $789,950
- 4 Unit – $981,700
WARREN COUNTY
- • 1 Unit – $510,400
- 2 Unit – $653,550
- 3 Unit – $789,950
- 4 Unit – $981,700
WASHINGTON COUNTY
- • 1 Unit – $510,400
- 2 Unit – $653,550
- 3 Unit – $789,950
- 4 Unit – $981,700
WAYNE COUNTY
- • 1 Unit – $510,400
- 2 Unit – $653,550
- 3 Unit – $789,950
- 4 Unit – $981,700
WESTCHESTER COUNTY
- • 1 Unit – $765,600
- 2 Unit -$980,325
- 3 Unit -$1,184,925
- 4 Unit – $1,472,550
WYOMING COUNTY
- • 1 Unit – $510,400
- 2 Unit – $653,550
- 3 Unit – $789,950
- 4 Unit – $981,700
YATES COUNTY
- • 1 Unit – $510,400
- 2 Unit – $653,550
- 3 Unit – $789,950
- 4 Unit – $981,700