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Conforming and High Balance loan limits for most New York (NY) counties went up for 2020. Base conforming loan limit went up to $510,400 and the High Balance loan limit went up to $765,600.
See below the list of all the counties in New York with 2020 loan limits for 1, 2, 3, and 4 Unit properties.
ALBANY COUNTY
- • 1 Unit – $510,400
- 2 Unit – $653,550
- 3 Unit – $789,950
- 4 Unit – $981,700
ALLEGANY COUNTY
- • 1 Unit – $510,400
- 2 Unit – $653,550
- 3 Unit – $789,950
- 4 Unit – $981,700
BRONX COUNTY
- • 1 Unit – $765,600
- 2 Unit -$980,325
- 3 Unit -$1,184,925
- 4 Unit – $1,472,550
BROOME COUNTY
- • 1 Unit – $510,400
- 2 Unit – $653,550
- 3 Unit – $789,950
- 4 Unit – $981,700
CATTARAUGUS COUNTY
- • 1 Unit – $510,400
- 2 Unit – $653,550
- 3 Unit – $789,950
- 4 Unit – $981,700
CAYUGA COUNTY
- • 1 Unit – $510,400
- 2 Unit – $653,550
- 3 Unit – $789,950
- 4 Unit – $981,700
CHAUTAUQUA COUNTY
- • 1 Unit – $510,400
- 2 Unit – $653,550
- 3 Unit – $789,950
- 4 Unit – $981,700
CHEMUNG COUNTY
- • 1 Unit – $510,400
- 2 Unit – $653,550
- 3 Unit – $789,950
- 4 Unit – $981,700
CHENANGO COUNTY
- • 1 Unit – $510,400
- 2 Unit – $653,550
- 3 Unit – $789,950
- 4 Unit – $981,700
CLINTON COUNTY
- • 1 Unit – $510,400
- 2 Unit – $653,550
- 3 Unit – $789,950
- 4 Unit – $981,700
COLUMBIA COUNTY
- • 1 Unit – $510,400
- 2 Unit – $653,550
- 3 Unit – $789,950
- 4 Unit – $981,700
CORTLAND COUNTY
- • 1 Unit – $510,400
- 2 Unit – $653,550
- 3 Unit – $789,950
- 4 Unit – $981,700
DELAWARE COUNTY
- • 1 Unit – $510,400
- 2 Unit – $653,550
- 3 Unit – $789,950
- 4 Unit – $981,700
DUTCHESS COUNTY
- • 1 Unit – $726,525
- 2 Unit -$930,300
- 3 Unit -$1,124,475
- 4 Unit – $1,397,400
ERIE COUNTY
- • 1 Unit – $510,400
- 2 Unit – $653,550
- 3 Unit – $789,950
- 4 Unit – $981,700
ESSEX COUNTY
- • 1 Unit – $510,400
- 2 Unit – $653,550
- 3 Unit – $789,950
- 4 Unit – $981,700
FRANKLIN COUNTY
- • 1 Unit – $510,400
- 2 Unit – $653,550
- 3 Unit – $789,950
- 4 Unit – $981,700
FULTON COUNTY
- • 1 Unit – $510,400
- 2 Unit – $653,550
- 3 Unit – $789,950
- 4 Unit – $981,700
GENESEE COUNTY
- • 1 Unit – $510,400
- 2 Unit – $653,550
- 3 Unit – $789,950
- 4 Unit – $981,700
GREENE COUNTY
- • 1 Unit – $510,400
- 2 Unit – $653,550
- 3 Unit – $789,950
- 4 Unit – $981,700
HAMILTON COUNTY
- • 1 Unit – $510,400
- 2 Unit – $653,550
- 3 Unit – $789,950
- 4 Unit – $981,700
HERKIMER COUNTY
- • 1 Unit – $510,400
- 2 Unit – $653,550
- 3 Unit – $789,950
- 4 Unit – $981,700
JEFFERSON COUNTY
- • 1 Unit – $510,400
- 2 Unit – $653,550
- 3 Unit – $789,950
- 4 Unit – $981,700
KINGS COUNTY
- • 1 Unit – $765,600
- 2 Unit -$980,325
- 3 Unit -$1,184,925
- 4 Unit – $1,472,550
LEWIS COUNTY
- • 1 Unit – $510,400
- 2 Unit – $653,550
- 3 Unit – $789,950
- 4 Unit – $981,700
LIVINGSTON COUNTY
- • 1 Unit – $510,400
- 2 Unit – $653,550
- 3 Unit – $789,950
- 4 Unit – $981,700
MADISON COUNTY
- • 1 Unit – $510,400
- 2 Unit – $653,550
- 3 Unit – $789,950
- 4 Unit – $981,700
MONROE COUNTY
- • 1 Unit – $510,400
- 2 Unit – $653,550
- 3 Unit – $789,950
- 4 Unit – $981,700
MONTGOMERY COUNTY
- • 1 Unit – $510,400
- 2 Unit – $653,550
- 3 Unit – $789,950
- 4 Unit – $981,700
NASSAU COUNTY
- • 1 Unit – $765,600
- 2 Unit -$980,325
- 3 Unit -$1,184,925
- 4 Unit – $1,472,550
NEW YORK COUNTY
- • 1 Unit – $765,600
- 2 Unit -$980,325
- 3 Unit -$1,184,925
- 4 Unit – $1,472,550
NIAGARA COUNTY
- • 1 Unit – $510,400
- 2 Unit – $653,550
- 3 Unit – $789,950
- 4 Unit – $981,700
ONEIDA COUNTY
- • 1 Unit – $510,400
- 2 Unit – $653,550
- 3 Unit – $789,950
- 4 Unit – $981,700
ONONDAGA COUNTY
- • 1 Unit – $510,400
- 2 Unit – $653,550
- 3 Unit – $789,950
- 4 Unit – $981,700
ONTARIO COUNTY
- • 1 Unit – $510,400
- 2 Unit – $653,550
- 3 Unit – $789,950
- 4 Unit – $981,700
ORANGE COUNTY
- 1 Unit – $726,525
- 2 Unit -$930,300
- 3 Unit -$1,124,475
- 4 Unit – $1,397,400
ORLEANS COUNTY
- • 1 Unit – $510,400
- 2 Unit – $653,550
- 3 Unit – $789,950
- 4 Unit – $981,700
OSWEGO COUNTY
- • 1 Unit – $510,400
- 2 Unit – $653,550
- 3 Unit – $789,950
- 4 Unit – $981,700
OTSEGO COUNTY
- • 1 Unit – $510,400
- 2 Unit – $653,550
- 3 Unit – $789,950
- 4 Unit – $981,700
PUTNAM COUNTY
- • 1 Unit – $765,600
- 2 Unit -$980,325
- 3 Unit -$1,184,925
- 4 Unit – $1,472,550
QUEENS COUNTY
- • 1 Unit – $765,600
- 2 Unit -$980,325
- 3 Unit -$1,184,925
- 4 Unit – $1,472,550
RENSSELAER COUNTY
- 1 Unit – $510,400
- 2 Unit – $653,550
- 3 Unit – $789,950
- 4
Unit – $981,700
RICHMOND COUNTY - • 1 Unit – $765,600
- 2 Unit -$980,325
- 3 Unit -$1,184,925
- 4 Unit – $1,472,550
ROCKLAND COUNTY
- • 1 Unit – $765,600
- 2 Unit -$980,325
- 3 Unit -$1,184,925
- 4 Unit – $1,472,550
ST. LAWRENCE COUNTY
- • 1 Unit – $510,400
- 2 Unit – $653,550
- 3 Unit – $789,950
- 4 Unit – $981,700
SARATOGA COUNTY
- • 1 Unit – $510,400
- 2 Unit – $653,550
- 3 Unit – $789,950
- 4 Unit – $981,700
SCHENECTADY COUNTY
- • 1 Unit – $510,400
- 2 Unit – $653,550
- 3 Unit – $789,950
- 4 Unit – $981,700
SCHOHARIE COUNTY
- • 1 Unit – $510,400
- 2 Unit – $653,550
- 3 Unit – $789,950
- 4 Unit – $981,700
SCHUYLER COUNTY
- • 1 Unit – $510,400
- 2 Unit – $653,550
- 3 Unit – $789,950
- 4 Unit – $981,700
SENECA COUNTY
- • 1 Unit – $510,400
- 2 Unit – $653,550
- 3 Unit – $789,950
- 4 Unit – $981,700
STEUBEN COUNTY
- • 1 Unit – $510,400
- 2 Unit – $653,550
- 3 Unit – $789,950
- 4 Unit – $981,700
SUFFOLK COUNTY
- • 1 Unit – $765,600
- 2 Unit -$980,325
- 3 Unit -$1,184,925
- 4 Unit – $1,472,550
SULLIVAN COUNTY
- • 1 Unit – $510,400
- 2 Unit – $653,550
- 3 Unit – $789,950
- 4 Unit – $981,700
TIOGA COUNTY
- • 1 Unit – $510,400
- 2 Unit – $653,550
- 3 Unit – $789,950
- 4 Unit – $981,700
TOMPKINS COUNTY
- • 1 Unit – $510,400
- 2 Unit – $653,550
- 3 Unit – $789,950
- 4 Unit – $981,700
ULSTER COUNTY
- • 1 Unit – $510,400
- 2 Unit – $653,550
- 3 Unit – $789,950
- 4 Unit – $981,700
WARREN COUNTY
- • 1 Unit – $510,400
- 2 Unit – $653,550
- 3 Unit – $789,950
- 4 Unit – $981,700
WASHINGTON COUNTY
- • 1 Unit – $510,400
- 2 Unit – $653,550
- 3 Unit – $789,950
- 4 Unit – $981,700
WAYNE COUNTY
- • 1 Unit – $510,400
- 2 Unit – $653,550
- 3 Unit – $789,950
- 4 Unit – $981,700
WESTCHESTER COUNTY
- • 1 Unit – $765,600
- 2 Unit -$980,325
- 3 Unit -$1,184,925
- 4 Unit – $1,472,550
WYOMING COUNTY
- • 1 Unit – $510,400
- 2 Unit – $653,550
- 3 Unit – $789,950
- 4 Unit – $981,700
YATES COUNTY
- • 1 Unit – $510,400
- 2 Unit – $653,550
- 3 Unit – $789,950
- 4 Unit – $981,700