Conforming and High Balance loan limits for New Jersey (NJ) counties went up for 2020. Base conforming loan limit went up to $510,400 and the High Balance loan limit went up to $765,600.

See below the list of all counties in New Jersey with 2020 loan limits for 1, 2, 3, and 4 Unit properties.

ATLANTIC

  • 1 Unit – $510,400
  • 2 Unit – $653,550
  • 3 Unit –  $789,950
  • 4 Unit – $981,700

BERGEN

  • 1 Unit – $765,600
  • 2 Unit -$980,325
  • 3 Unit -$1,184,925
  • 4 Unit – $1,472,550

BURLINGTON

  • 1 Unit – $510,400
  • 2 Unit – $653,550
  • 3 Unit –  $789,950
  • 4 Unit – $981,700

CAMDEN

  • 1 Unit – $510,400
  • 2 Unit – $653,550
  • 3 Unit –  $789,950
  • 4 Unit – $981,700

CAPE MAY

  • 1 Unit – $510,400
  • 2 Unit – $653,550
  • 3 Unit –  $789,950
  • 4 Unit – $981,700

CUMBERLAND

  • 1 Unit – $510,400
  • 2 Unit – $653,550
  • 3 Unit –  $789,950
  • 4 Unit – $981,700

ESSEX

  • 1 Unit – $765,600
  • 2 Unit -$980,325
  • 3 Unit -$1,184,925
  • 4 Unit – $1,472,550

GLOUCESTER

  • 1 Unit – $510,400
  • 2 Unit – $653,550
  • 3 Unit –  $789,950
  • 4 Unit – $981,700

HUDSON

  • 1 Unit – $765,600
  • 2 Unit -$980,325
  • 3 Unit -$1,184,925
  • 4 Unit – $1,472,550

HUNTERDON

  • 1 Unit – $765,600
  • 2 Unit -$980,325
  • 3 Unit -$1,184,925
  • 4 Unit – $1,472,550

MERCER

  • 1 Unit – $510,400
  • 2 Unit – $653,550
  • 3 Unit –  $789,950
  • 4 Unit – $981,700

MIDDLESEX

  • 1 Unit – $765,600
  • 2 Unit -$980,325
  • 3 Unit -$1,184,925
  • 4 Unit – $1,472,550

MONMOUTH

  • 1 Unit – $765,600
  • 2 Unit -$980,325
  • 3 Unit -$1,184,925
  • 4 Unit – $1,472,550

MORRIS

  • 1 Unit – $765,600
  • 2 Unit -$980,325
  • 3 Unit -$1,184,925
  • 4 Unit – $1,472,550

OCEAN

  • 1 Unit – $765,600
  • 2 Unit -$980,325
  • 3 Unit -$1,184,925
  • 4 Unit – $1,472,550

PASSAIC

  • 1 Unit – $765,600
  • 2 Unit -$980,325
  • 3 Unit -$1,184,925
  • 4 Unit – $1,472,550

SALEM

  • 1 Unit – $510,400
  • 2 Unit – $653,550
  • 3 Unit –  $789,950
  • 4 Unit – $981,700

SOMERSET

  • 1 Unit – $765,600
  • 2 Unit -$980,325
  • 3 Unit -$1,184,925
  • 4 Unit – $1,472,550

SUSSEX

  • 1 Unit – $765,600
  • 2 Unit -$980,325
  • 3 Unit -$1,184,925
  • 4 Unit – $1,472,550

UNION

  • 1 Unit – $765,600
  • 2 Unit -$980,325
  • 3 Unit -$1,184,925
  • 4 Unit – $1,472,550

WARREN

  • 1 Unit – $510,400
  • 2 Unit – $653,550
  • 3 Unit –  $789,950
  • 4 Unit – $981,700