Conforming and High Balance loan limits for most New York (NY) counties went up for 2019. Base conforming loan limit went up to $484,350 and the High Balance loan limit went up to $726,525.

See below the list of all counties in New York with 2019 loan limits for 1, 2, 3, and 4 Unit properties.

ALBANY COUNTY 

• 1 Unit – $484,350
• 2 Unit – $620,200
• 3 Unit – $749,650
• 4 Unit – $931,600

ALLEGANY COUNTY 

• 1 Unit – $484,350
• 2 Unit – $620,200
• 3 Unit – $749,650
• 4 Unit – $931,600

BRONX COUNTY 

• 1 Unit – $726,525
• 2 Unit -$930,300
• 3 Unit -$1,124,475
• 4 Unit – $1,397,400

BROOME COUNTY 

• 1 Unit – $484,350
• 2 Unit – $620,200
• 3 Unit – $749,650
• 4 Unit – $931,600

CATTARAUGUS COUNTY 

• 1 Unit – $484,350
• 2 Unit – $620,200
• 3 Unit – $749,650
• 4 Unit – $931,600

CAYUGA COUNTY 

• 1 Unit – $484,350
• 2 Unit – $620,200
• 3 Unit – $749,650
• 4 Unit – $931,600

CHAUTAUQUA COUNTY 

• 1 Unit – $484,350
• 2 Unit – $620,200
• 3 Unit – $749,650
• 4 Unit – $931,600

CHEMUNG COUNTY 

• 1 Unit – $484,350
• 2 Unit – $620,200
• 3 Unit – $749,650
• 4 Unit – $931,600

CHENANGO COUNTY 

• 1 Unit – $484,350
• 2 Unit – $620,200
• 3 Unit – $749,650
• 4 Unit – $931,600

CLINTON COUNTY 

• 1 Unit – $484,350
• 2 Unit – $620,200
• 3 Unit – $749,650
• 4 Unit – $931,600

COLUMBIA COUNTY  

• 1 Unit – $484,350
• 2 Unit – $620,200
• 3 Unit – $749,650
• 4 Unit – $931,600

CORTLAND COUNTY 

• 1 Unit – $484,350
• 2 Unit – $620,200
• 3 Unit – $749,650
• 4 Unit – $931,600

DELAWARE COUNTY 

• 1 Unit – $484,350
• 2 Unit – $620,200
• 3 Unit – $749,650
• 4 Unit – $931,600

DUTCHESS COUNTY 

• 1 Unit – $726,525
• 2 Unit -$930,300
• 3 Unit -$1,124,475
• 4 Unit – $1,397,400

ERIE COUNTY 

• 1 Unit – $484,350
• 2 Unit – $620,200
• 3 Unit – $749,650
• 4 Unit – $931,600

ESSEX COUNTY 

• 1 Unit – $484,350
• 2 Unit – $620,200
• 3 Unit – $749,650
• 4 Unit – $931,600

FRANKLIN COUNTY 

• 1 Unit – $484,350
• 2 Unit – $620,200
• 3 Unit – $749,650
• 4 Unit – $931,600

FULTON COUNTY 

• 1 Unit – $484,350
• 2 Unit – $620,200
• 3 Unit – $749,650
• 4 Unit – $931,600

GENESEE COUNTY 

• 1 Unit – $484,350
• 2 Unit – $620,200
• 3 Unit – $749,650
• 4 Unit – $931,600

GREENE COUNTY 

• 1 Unit – $484,350
• 2 Unit – $620,200
• 3 Unit – $749,650
• 4 Unit – $931,600

HAMILTON COUNTY 

• 1 Unit – $484,350
• 2 Unit – $620,200
• 3 Unit – $749,650
• 4 Unit – $931,600

HERKIMER COUNTY 

• 1 Unit – $484,350
• 2 Unit – $620,200
• 3 Unit – $749,650
• 4 Unit – $931,600

JEFFERSON COUNTY 

• 1 Unit – $484,350
• 2 Unit – $620,200
• 3 Unit – $749,650
• 4 Unit – $931,600

KINGS COUNTY 

• 1 Unit – $726,525
• 2 Unit -$930,300
• 3 Unit -$1,124,475
• 4 Unit – $1,397,400

LEWIS COUNTY 

• 1 Unit – $484,350
• 2 Unit – $620,200
• 3 Unit – $749,650
• 4 Unit – $931,600

LIVINGSTON COUNTY 

• 1 Unit – $484,350
• 2 Unit – $620,200
• 3 Unit – $749,650
• 4 Unit – $931,600

MADISON COUNTY 

• 1 Unit – $484,350
• 2 Unit – $620,200
• 3 Unit – $749,650
• 4 Unit – $931,600

MONROE COUNTY 

• 1 Unit – $484,350
• 2 Unit – $620,200
• 3 Unit – $749,650
• 4 Unit – $931,600

MONTGOMERY COUNTY 

• 1 Unit – $484,350
• 2 Unit – $620,200
• 3 Unit – $749,650
• 4 Unit – $931,600

NASSAU  COUNTY 

• 1 Unit – $726,525
• 2 Unit -$930,300
• 3 Unit -$1,124,475
• 4 Unit – $1,397,400

NEW YORK COUNTY 

• 1 Unit – $726,525
• 2 Unit -$930,300
• 3 Unit -$1,124,475
• 4 Unit – $1,397,400

NIAGARA COUNTY 

• 1 Unit – $484,350
• 2 Unit – $620,200
• 3 Unit – $749,650
• 4 Unit – $931,600

ONEIDA COUNTY 

• 1 Unit – $484,350
• 2 Unit – $620,200
• 3 Unit – $749,650
• 4 Unit – $931,600

ONONDAGA COUNTY 

• 1 Unit – $484,350
• 2 Unit – $620,200
• 3 Unit – $749,650
• 4 Unit – $931,600

ONTARIO COUNTY 

• 1 Unit – $484,350
• 2 Unit – $620,200
• 3 Unit – $749,650
• 4 Unit – $931,600

ORANGE COUNTY 

• 1 Unit – $726,525
• 2 Unit -$930,300
• 3 Unit -$1,124,475
• 4 Unit – $1,397,400

ORLEANS COUNTY 

• 1 Unit – $484,350
• 2 Unit – $620,200
• 3 Unit – $749,650
• 4 Unit – $931,600

OSWEGO COUNTY

• 1 Unit – $484,350
• 2 Unit – $620,200
• 3 Unit – $749,650
• 4 Unit – $931,600

 
OTSEGO COUNTY 

• 1 Unit – $484,350
• 2 Unit – $620,200
• 3 Unit – $749,650
• 4 Unit – $931,600

PUTNAM COUNTY 

• 1 Unit – $726,525
• 2 Unit -$930,300
• 3 Unit -$1,124,475
• 4 Unit – $1,397,400

QUEENS COUNTY 

• 1 Unit – $726,525
• 2 Unit -$930,300
• 3 Unit -$1,124,475
• 4 Unit – $1,397,400

RENSSELAER COUNTY 
RICHMOND COUNTY 

• 1 Unit – $726,525
• 2 Unit -$930,300
• 3 Unit -$1,124,475
• 4 Unit – $1,397,400

ROCKLAND COUNTY 

• 1 Unit – $726,525
• 2 Unit -$930,300
• 3 Unit -$1,124,475
• 4 Unit – $1,397,400

ST. LAWRENCE COUNTY 

• 1 Unit – $484,350
• 2 Unit – $620,200
• 3 Unit – $749,650
• 4 Unit – $931,600

SARATOGA COUNTY 

• 1 Unit – $484,350
• 2 Unit – $620,200
• 3 Unit – $749,650
• 4 Unit – $931,600

SCHENECTADY COUNTY 

• 1 Unit – $484,350
• 2 Unit – $620,200
• 3 Unit – $749,650
• 4 Unit – $931,600

SCHOHARIE COUNTY 

• 1 Unit – $484,350
• 2 Unit – $620,200
• 3 Unit – $749,650
• 4 Unit – $931,600

SCHUYLER COUNTY 

• 1 Unit – $484,350
• 2 Unit – $620,200
• 3 Unit – $749,650
• 4 Unit – $931,600

SENECA COUNTY 

• 1 Unit – $484,350
• 2 Unit – $620,200
• 3 Unit – $749,650
• 4 Unit – $931,600

STEUBEN COUNTY 

• 1 Unit – $484,350
• 2 Unit – $620,200
• 3 Unit – $749,650
• 4 Unit – $931,600

SUFFOLK COUNTY 

• 1 Unit – $726,525
• 2 Unit -$930,300
• 3 Unit -$1,124,475
• 4 Unit – $1,397,400

SULLIVAN COUNTY 

• 1 Unit – $484,350
• 2 Unit – $620,200
• 3 Unit – $749,650
• 4 Unit – $931,600

TIOGA  COUNTY 

• 1 Unit – $484,350
• 2 Unit – $620,200
• 3 Unit – $749,650
• 4 Unit – $931,600

TOMPKINS COUNTY 

• 1 Unit – $484,350
• 2 Unit – $620,200
• 3 Unit – $749,650
• 4 Unit – $931,600

ULSTER COUNTY 

• 1 Unit – $484,350
• 2 Unit – $620,200
• 3 Unit – $749,650
• 4 Unit – $931,600

WARREN COUNTY 

• 1 Unit – $484,350
• 2 Unit – $620,200
• 3 Unit – $749,650
• 4 Unit – $931,600

WASHINGTON COUNTY 

• 1 Unit – $484,350
• 2 Unit – $620,200
• 3 Unit – $749,650
• 4 Unit – $931,600

WAYNE COUNTY 

• 1 Unit – $484,350
• 2 Unit – $620,200
• 3 Unit – $749,650
• 4 Unit – $931,600

WESTCHESTER COUNTY 

• 1 Unit – $726,525
• 2 Unit -$930,300
• 3 Unit -$1,124,475
• 4 Unit – $1,397,400

WYOMING COUNTY 

• 1 Unit – $484,350
• 2 Unit – $620,200
• 3 Unit – $749,650
• 4 Unit – $931,600

YATES COUNTY 

• 1 Unit – $484,350
• 2 Unit – $620,200
• 3 Unit – $749,650
• 4 Unit – $931,600