2014 FHA Loan Limits For All California Counties
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FHA recently announced the 2014 loan limits for all counties in California and rest of the country. In a significant move, the FHA maximum loan limits for 1-unit properties have been reduced from the current $729,750 to $625,500.
California will see the biggest impact of this reduction, more so San Francisco Bay Area counties like Santa Clara, Alameda, San Mateo, Santa Cruz, Contra Costa and San Francisco.
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Below are the 2014 FHA loan limits for all counties of California.
| Blank cell | 1 Unit | 2 Units | 3 Unit | 4 Units |
|---|---|---|---|---|
| ALAMEDA, CA | $625,500 | $800,775 | $967,950 | $1,202,925 |
| ALPINE, CA | $463,450 | $593,300 | $717,150 | $891,250 |
| AMADOR, CA | $332,350 | $425,450 | $514,300 | $639,150 |
| BUTTE, CA | $293,250 | $375,400 | $453,750 | $563,950 |
| COLUSA, CA | $271,050 | $347,000 | $419,425 | $521,250 |
| CONTRA COSTA, CA | $625,500 | $800,775 | $967,950 | $1,202,925 |
| DEL NORTE, CA | $271,050 | $347,000 | $419,425 | $521,250 |
| EL DORADO, CA | $474,950 | $608,000 | $734,950 | $913,350 |
| FRESNO, CA | $281,750 | $360,700 | $436,000 | $541,800 |
| GLENN, CA | $271,050 | $347,000 | $419,425 | $521,250 |
| HUMBOLDT, CA | $327,750 | $419,550 | $507,150 | $630,300 |
| IMPERIAL, CA | $271,050 | $347,000 | $419,425 | $521,250 |
| INYO, CA | $369,150 | $472,550 | $571,250 | $709,900 |
| KERN, CA | $271,050 | $347,000 | $419,425 | $521,250 |
| KINGS, CA | $271,050 | $347,000 | $419,425 | $521,250 |
| LAKE, CA | $271,050 | $347,000 | $419,425 | $521,250 |
| LASSEN, CA | $271,050 | $347,000 | $419,425 | $521,250 |
| LOS ANGELES, CA | $625,500 | $800,775 | $967,950 | $1,202,925 |
| MADERA, CA | $271,050 | $347,000 | $419,425 | $521,250 |
| MARIN, CA | $625,500 | $800,775 | $967,950 | $1,202,925 |
| MARIPOSA, CA | $322,000 | $412,200 | $498,250 | $$619,250 |
| MENDOCINO, CA | $373,750 | $478,450 | $578,350 | $718,750 |
| MERCED, CA | $271,050 | $347,000 | $419,425 | $521,250 |
| MODOC, CA | $271,050 | $347,000 | $419,425 | $521,250 |
| MONO, CA | $529,000 | $677,200 | $818,600 | $1,017,300 |
| MONTEREY, CA | $483,000 | $618,300 | $747,400 | $928,850 |
| NAPA, CA | $592,250 | $758,200 | $916,450 | $1,138,950 |
| NEVADA, CA | $477,250 | $610,950 | $738,500 | $917,800 |
| ORANGE, CA | $625,500 | $800,775 | $967,950 | $1,202,925 |
| PLACER, CA | $474,950 | $608,000 | $734,950 | $913,350 |
| PLUMAS, CA | $336,950 | $431,350 | $521,400 | $648,000 |
| RIVERSIDE, CA | $355,350 | $454,900 | $549,850 | $683,350 |
| SACRAMENTO, CA | $474,950 | $608,000 | $734,950 | $913,350 |
| SAN BENITO, CA | $625,500 | $800,775 | $967,950 | $1,202,925 |
| SAN BERNARDINO | $355,350 | $454,900 | $549,850 | $683,350 |
| SAN DIEGO, CA | $546,250 | $699,300 | $845,300 | $1,050,500 |
| SAN FRANCISCO, CA | $625,500 | $800,775 | $967,950 | $1,202,925 |
| SAN JOAQUIN, CA | $304,750 | $390,100 | $471,550 | $586,050 |
| SAN LUIS OBISPO, CA | $561,200 | $718,450 | $868,400 | $1,079,250 |
| SAN MATEO, CA | $625,500 | $800,775 | $967,950 | $1,202,925 |
| SANTA BARBARA, CA | $625,500 | $800,775 | $967,950 | $1,202,925 |
| SANTA CLARA, CA | $625,500 | $800,775 | $967,950 | $1,202,925 |
| SANTA CRUZ, CA | $625,500 | $800,775 | $967,950 | $1,202,925 |
| SHASTA, CA | $273,700 | $350,350 | $423,500 | $526,350 |
| SIERRA, CA | $304,750 | $390,100 | $471,550 | $586,050 |
| SISKIYOU, CA | $271,050 | $347,000 | $419,425 | $521,250 |
| SOLANO, CA | $400,200 | $512,300 | $619,300 | $769,600 |
| SONOMA, CA | $520,950 | $666,900 | $806,150 | $1,001,850 |
| STANISLAUS, CA | $276,000 | $353,300 | $427,100 | $530,750 |
| SUTTER, CA | $271,050 | $347,000 | $419,425 | $521,250 |
| TEHAMA, CA | $271,050 | $347,000 | $419,425 | $521,250 |
| TRINITY, CA | $271,050 | $347,000 | $419,425 | $521,250 |
| TULARE, CA | $271,050 | $347,000 | $419,425 | $521,250 |
| TUOLUMNE, CA | $331,200 | $424,000 | $512,500 | $636,900 |
| VENTURA, CA | $598,000 | $765,550 | $925,350 | $1,150,000 |
| YOLO, CA | $474,950 | $608,000 | $734,950 | $913,350 |
| YUBA, CA | $271,050 | $347,000 | $419,425 | $521,250 |
Streamline Refinances: Streamline refinance mortgages without an appraisal are not subject to these limits. Therefore, borrowers with existing FHA-insured mortgages may continue to utilize FHA Streamline refinance program regardless of their loan balance.
Home Equity Conversion Mortgages (HECMs): The mortgage loan limit and maximum claim amount for FHA-insured Home Equity Conversion Mortgages remains unchanged at $625,500.
You may also like to read – Complete guide to qualifying for FHA Loans
