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I am the author of this blog and also a top-producing Loan Officer and CEO of InstaMortgage Inc, the fastest-growing mortgage company in America. All the advice is based on my experience of helping thousands of homebuyers and homeowners. We are a mortgage company and will help you with all your mortgage needs. Unlike lead generation websites, we do not sell your information to multiple lenders or third-party companies.

Federal Housing Administration (FHA) today announced single-family loan limits for San Jose. These loan limits are effective for loans with credit approval issued on or after January 1, 2010 through December 31, 2010.

  • One-Unit $ 729,750
  • Two-Unit $ 934,200
  • Three-Unit $ 1,129,250
  • Four-Unit $ 1,403,400

These loan limits are also available for the counties of Santa Clara, San Mateo, Alameda, Contra Costa and San Francisco.

Home Equity Conversion Mortgages (Also called Reverse Mortgage)

  • The national FHA loan limit for HECM in 2010 remains at $625,500 (150 percent of the national conforming limit).

Complete schedules of FHA mortgage limits for all areas, forward loans and reverse mortgages, are available at