Mortgage Rate Quote

• You can work directly with Shashank Shekhar, one of the Top Loan Officers in the country, CEO of InstaMortgage, and Amazon.com Best-selling Author.
• Get rates consistently lower than the leading banks.
• Close quickly. No closing cost option is available.

30-Year Fixed Mortgage Rate Quote:

Fixed-rate mortgages do not change rates during the term of the loan. So, if you get a rate of say 6%, the rate will remain the same for the next 30 years. You can also choose a shorter-term fixed-rate loan.

15-Year Fixed Mortgage Rate Quote:

15 Year Fixed mortgages work the same way as 30-year fixed mortgages in that they have a fixed interest rate for the term of the loan. However, 15 Year-fixed mortgages have higher monthly payments and typically a lower interest rate. Choose this loan program if you are comfortable paying a higher payment and want to pay off your loan faster and pay less interest in the process.

This blog post explains the difference between a 30 Year and 15 Year fixed-rate mortgage.

ARM Rate Quote:

Adjustable-rate mortgages (ARM) have fixed rates for a certain number of months or years and can adjust at a higher or lower rate after that. The most common fixed-rate terms are 5, 7, and 10 years. The loan term is still 30 years and your mortgage payment is calculated using the start rate for a 30-year term.