Experian Boost Offering Thin-file Customers a Look Over the Credit Horizon

Since its launch, a million people have tried Experian Boost to perk up their credit scores. It is free. It allows improving your credit score pretty quickly and to make things even better; it allows you to jump up credit tiers. No wonder, many users are not so much happy as ecstatic. In a credit-driven economy, how well are you perceived by the lenders is of great importance. The great paradox For those who have a thin credit history, it becomes impossibly difficult to exhibit their intent to the creditors. The creditors need…continue reading →

2020 FHA Mortgage Loan Limits for all the Counties in Connecticut (CT)

FAIRFIELD 1 Unit - $601,4502 Unit - $769,9503 Unit - $930,7004 Unit - $1,156,650 HARTFORD 1 Unit - $353,0502 Unit - $451,9503 Unit - $546,3004 Unit - $678,950 LITCHFIELD 1 Unit - $357,6502 Unit - $457,8503 Unit - $553,4504 Unit - $687,800 MIDDLESEX 1 Unit - $353,0502 Unit - $451,9503 Unit - $546,3004 Unit - $678,950 NEW HAVEN 1 Unit - $331,7602 Unit - $424,8003 Unit - $513,4504 Unit - $638,100 NEW LONDON 1 Unit - $331,7602 Unit - $424,8003 Unit - $513,4504 Unit - $638,100 TOLLAND 1 Unit - $353,0502 Unit -…continue reading →

2020 FHA Mortgage Loan Limits in all the Counties of California (CA)

ALAMEDA 1 Unit - $765,6002 Unit - $980,3253 Unit - $1,184,9254 Unit - $1,472,550 ALPINE 1 Unit - $$463,4502 Unit - $593,3003 Unit - $717,1504 Unit - $891,250 AMADOR 1 Unit - $355,3502 Unit - $454,9003 Unit - $549,8504 Unit - $683,350 BUTTE 1 Unit - $331,7602 Unit - $424,8003 Unit - $513,4504 Unit - $638,100 CALAVERAS 1 Unit - $373,7502 Unit - $478,4503 Unit - $578,3504 Unit - $718,750 COLUSA 1 Unit - $331,7602 Unit - $424,8003 Unit - $513,4504 Unit - $638,100 CONTRA COSTA 1 Unit - $765,6002 Unit - $980,3253…continue reading →

2020 FHA Mortgage Loan Limits for all the Counties in Arizona (AZ)

APACHE 1 Unit – $331,7602 Unit – $424,8003 Unit – $513,4504 Unit – $638,100 COCHISE 1 Unit – $331,7602 Unit – $424,8003 Unit – $513,4504 Unit – $638,100 COCONINO 1 Unit – $362,2502 Unit – $463,7503 Unit – $560,5504 Unit – $696,650 GILA 1 Unit – $331,7602 Unit – $424,8003 Unit – $513,4504 Unit – $638,100 GRAHAM 1 Unit – $331,7602 Unit – $424,8003 Unit – $513,4504 Unit – $638,100 GREENLEE 1 Unit – $331,7602 Unit – $424,8003 Unit – $513,4504 Unit – $638,100 LA PAZ 1 Unit – $331,7602 Unit – $424,8003…continue reading →

2020 Conforming Loan Limits for all the Counties in Washington (WA)

Conforming (also called Conventional) loan limits for most of Washington (WA) counties went up for 2020 to $510,400. See below the list of all counties in Washington with 2020 loan limits for 1, 2, 3, and 4 Unit properties. ADAMS 1 Unit – $510,4002 Unit – $653,5503 Unit – $789,9504 Unit – $981,700 ASOTIN 1 Unit – $510,4002 Unit – $653,5503 Unit – $789,9504 Unit – $981,700 BENTON 1 Unit – $510,4002 Unit – $653,5503 Unit – $789,9504 Unit – $981,700 CHELAN 1 Unit – $510,4002 Unit – $653,5503 Unit – $789,9504 Unit…continue reading →

2020 Conforming Loan Limits for all the Counties in Virginia (VA)

Conforming and High Balance loan limits for most Virginia (VA) counties went up for 2020. Base conforming loan limit went up to $510,400 and the High Balance loan limit went up to $765,600. See below the list of all counties in Virginia with 2020 loan limits for 1, 2, 3, and 4 Unit properties. ACCOMACK COUNTY  • 1 Unit – $510,400 • 2 Unit – $653,550 • 3 Unit – $789,950 • 4 Unit – $981,700 ALBEMARLE COUNTY • 1 Unit – $510,400 • 2 Unit – $653,550 • 3 Unit – $789,950 •…continue reading →

Mortgage Rate Recap and Outlook for the Week Ending December 13, 2019

Inflationary pressure at the producer level and the manufacturing level are feebler than expected (reading based on the Producer Price Index) and this means that the demand for bonds will keep the yield chained. This then is good tidings for the mortgage market. We should also be looking very closely at the Consumer Spending data. It may provide a different argument. Consumer Spending is directly proportional to the growth of an economy. Mortgage bonds, being long-term securities, increase in their appeal when the economy is feebly placed. To extrapolate, higher consumer spending may…continue reading →

2020 Conforming Loan Limits for all the Counties in Texas (TX)

Conforming loan limits for all the Texas (TX) counties went up for 2020. Base conforming loan limit went up to $510,400. See below the list of all the counties in Texas with 2020 loan limits for 1, 2, 3, and 4 Unit properties. ANDERSON COUNTY  • 1 Unit – $510,400 • 2 Unit – $653,550 • 3 Unit – $789,950 • 4 Unit – $981,700 ANDREWS COUNTY • 1 Unit – $510,400 • 2 Unit – $653,550 • 3 Unit – $789,950 • 4 Unit – $981,700 ANGELINA COUNTY  • 1 Unit – $510,400 •…continue reading →

2020 Conforming Loan Limits for all the Counties in Oregon (OR)

Conforming (also called Conventional) loan limits for all Oregon (OR) counties went up for 2020 to $510,400. See below the list of all counties in Oregon with 2020 loan limits for 1, 2, 3, and 4 Unit properties. BAKER COUNTY 1 Unit – $510,4002 Unit – $653,5503 Unit –  $789,9504 Unit – $981,700 BENTON COUNTY 1 Unit – $510,4002 Unit – $653,5503 Unit –  $789,9504 Unit – $981,700 CLACKAMAS COUNTY 1 Unit – $510,4002 Unit – $653,5503 Unit –  $789,9504 Unit – $981,700 CLATSOP COUNTY 1 Unit – $510,4002 Unit – $653,5503 Unit –  $789,9504 Unit…continue reading →

2020 Conforming Loan Limits for all the Counties in New York (NY)

Conforming and High Balance loan limits for most New York (NY) counties went up for 2020. Base conforming loan limit went up to $510,400 and the High Balance loan limit went up to $765,600. See below the list of all the counties in New York with 2020 loan limits for 1, 2, 3, and 4 Unit properties. ALBANY COUNTY  • 1 Unit – $510,4002 Unit – $653,5503 Unit –  $789,9504 Unit – $981,700 ALLEGANY COUNTY  • 1 Unit – $510,4002 Unit – $653,5503 Unit –  $789,9504 Unit – $981,700 BRONX COUNTY  • 1…continue reading →