2021 CONFORMING LOAN LIMITS FOR ALL THE COUNTIES IN GEORGIA (GA)

Conforming (also called Conventional) loan limits for all Georgia (GA) counties went up for 2021 to $5,48,250. See below the list of all counties in Georgia with 2021 loan limits for 1, 2, 3, and 4 Unit properties. 2021 Conforming Loan Limits for Appling County 1 Unit – $548,250 2 Unit – $702,000 3 Unit – $848,500 4 Unit – $1,054,500 2021 Conforming Loan Limits for Atkinson County 1 Unit – $548,250 2 Unit – $702,000 3 Unit – $848,500 4 Unit – $1,054,500 2021 Conforming Loan Limits for Bacon County 1 Unit – $548,250…continue reading →

2021 CONFORMING LOAN LIMITS FOR ALL THE COUNTIES IN FLORIDA (FL)

Conforming (also called Conventional) loan limits for all Florida (FL) counties went up for 2021 to $548,250. See below the list of all counties in Florida with 2021 loan limits for 1, 2, 3, and 4 Unit properties. 2021 Conforming Loan Limits for Alachua County 1 Unit – $548,250 2 Unit – $702,000 3 Unit – $848,500 4 Unit – $1,054,500 2021 Conforming Loan Limits for Baker County 1 Unit – $548,250 2 Unit – $702,000 3 Unit – $848,500 4 Unit – $1,054,500 2021 Conforming Loan Limits for Bay County 1 Unit – $548,250…continue reading →

2021 CONFORMING LOAN LIMITS FOR ALL THE COUNTIES IN CONNECTICUT (CT)

Conforming (also called Conventional) loan limits for all but one Connecticut (CT) counties went up for 2021 to $5,48,250 See below the list of all counties in Connecticut with 2021 loan limits for 1, 2, 3, and 4 Unit properties. 2021 Conforming Loan Limits for Fairfield County 1 Unit – $601,450 2 Unit – $769,450 3 Unit – $930,700 4 Unit – $1,156,650 2021 Conforming Loan Limits for Hartford County 1 Unit – $548,250 2 Unit – $702,000 3 Unit – $848,500 4 Unit – $1,054,500 2021 Conforming Loan Limits for Litchfield County…continue reading →

2021 CONFORMING LOAN LIMITS FOR ALL THE COUNTIES IN COLORADO (CO)

Conforming (also called Conventional) loan limits for most of Colorado (CO) counties went up for 2021 to $548,250. See below the list of all counties in Colorado with 2021 loan limits for 1, 2, 3, and 4 Unit properties. 2021 Conforming Loan Limits for Adams County 1 Unit – $596,850 2 Unit – $764,050 3 Unit – $923,600 4 Unit – $1,147,800 2021 Conforming Loan Limits for Alamosa County 1 Unit – $548,250 2 Unit – $702,000 3 Unit – $848,500 4 Unit – $1,054,500 2021 Conforming Loan Limits for Arapahoe County 1…continue reading →

2021 CONFORMING LOAN LIMITS FOR ALL THE COUNTIES IN CALIFORNIA (CA)

Conforming and High Balance loan limits for most California (CA) counties went up for 2021. Base conforming loan limit went up to $548,250 and the High Balance loan limit went up to $822,375. See below the list of all counties in California with 2021 loan limits for 1, 2, 3, and 4 Unit properties. 2021 Conforming Loan Limits for Alameda County 1 Unit – $822,375 2 Unit – $1,053,000 3 Unit – $1,272,750 4 Unit – $1,581,750 2021 Conforming Loan Limits for Alpine County 1 Unit – $548,250 2 Unit – $702,000 3…continue reading →

2021 CONFORMING LOAN LIMITS FOR ALL THE COUNTIES IN ARIZONA (AZ)

Conforming (also called Conventional) loan limits for all Arizona (AZ) counties went up for 2021 to $548,250. See below the list of all counties in Arizona with 2021 loan limits for 1, 2, 3, and 4 Unit properties. 2021 Conforming Loan Limits for Apache County 1 Unit – $548,250 2 Unit – $702,200 3 Unit –  $848,500 4 Unit – $1,054,500 2021 Conforming Loan Limits for Cochise County 1 Unit – $548,250 2 Unit – $702,200 3 Unit –  $848,500 4 Unit – $1,054,500 2021 Conforming Loan Limits for Coconino County 1 Unit…continue reading →
Mortgage Refinancing and Automation: More Important than Ever Before

Mortgage Refinancing and Automation: More Important than Ever Before

We are in the midst of an extraordinary year that has seen a surprising turn in the mortgage industry. The fact that the COVID-19 pandemic has had unprecedented economic impacts doesn’t need to be overstated. In the case of mortgage refinancing especially, record low rates have led to extraordinarily high rates of refinancing. Black Knight reported that the second quarter of 2020 saw refinance lending rise more than 200% from the same time last year.  Mortgage professionals will agree that there is one overarching problem with the refinance process as it currently stands:…continue reading →

2021 CONFORMING LOAN LIMITS FOR ALL COUNTIES IN ALABAMA (AL)

Conforming (also called Conventional) loan limits for most of Alabama (AL) counties went up for 2021 to $548,250. See below the list of all counties in Alabama with 2021 loan limits for 1, 2, 3, and 4 Unit properties. 2021 Conforming Loan Limits for Autauga County 1 Unit – $548,250 2 Unit – $702,000 3 Unit – $848,500 4 Unit – $1,054,500 2021 Conforming Loan Limits for Baldwin County 1 Unit – $548,250 2 Unit – $702,000 3 Unit – $848,500 4 Unit – $1,054,500 2021 Conforming Loan Limits for Barbour County 1…continue reading →

2021 CONFORMING LOAN LIMITS FOR ALL THE COUNTIES IN ALASKA (AK)

Conforming (also called Conventional) loan limits for most of Alaska (AK) counties went up for 2021 to $8,22,375. See below the list of all counties in Alaska with 2021 loan limits for 1, 2, 3, and 4 Unit properties. 2021 Conforming Loan Limits for Aleutians East Borough 1 Unit – $822,375 2 Unit – $1,053,000 3 Unit – $1,272,750 4 Unit – $1,581,750 2021 Conforming Loan Limits for Aleutians West Census Area 1 Unit – $822,375 2 Unit – $1,053,000 3 Unit – $1,272,750 4 Unit – $1,581,750 2021 Conforming Loan Limits for…continue reading →
Impairment is coming down in the Non-QM Space

Impairment is coming down in the Non-QM Space

Let’s define Impairment. According to the Investment vocab, it is the gross reduction in the recoverable part of a fixed asset. So, it is supposed to be good when the impairment level comes down. Right? Quite so. And this exactly is happening to the non-qualified mortgage space. The non-QM loans are faring quite like the pre-Corona scene even as uncertainty persist in the QM space   Impairment in the non-QM space improving dv01, a data and analytics company, reports that non-QM impairment has come down to 1% from 16% during the peak of…continue reading →