How to Build a Good Credit from Scratch

Establishing a good credit history has never been as important as it is today. It's not just that you'll need good credit to get decent rates when you're ready to buy a home or a car. Your credit history can determine whether you get a good job, a decent apartment or reasonable rates on insurance. It's a classic Catch-22: You've got to have credit to get credit. So where do you start? If you're just starting out, you have a once-in-a-lifetime opportunity to build a credit history the right way. Here's what to…
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