Top 10 Real Estate Markets for First Time Home Buyers

Home prices have completely stabilized and the shortage in housing supply is fast becoming a thing of past. Great news then for potential homebuyers who have come right into the mix! Only time will tell whether we are nearing the tail-end of the present cycle but from the looks of it, the market is certainly becoming a lot more receptive for new buyers; not only in terms of median values but also in terms of asking price quoted by sellers. Starter homes were definitely cramped in the recent past but the situation has…continue reading →

FHA Loan Options – Updated for 2019

FHA loan options in 2019 offer incredible alternatives for potential home buyers and existing homeowners. Workable terms and flexible payments cater to a variety of loan needs. Traditional fixed and adjustable rate FHA mortgages for homes continue to exist, but special opportunities which include energy efficient incentives, graduated payments, and reverse mortgages are available this year, as well. While we provide an overview of available FHA loan products and qualification guidelines below, a personalized assessment is the best way to find the loan product that will work best for you and your home…continue reading →

My 2019 Predictions for Mortgage Rates, Home Prices, and Stock Market

"It's tough to make predictions, especially about the future" - Yogi Berra And when it comes to predicting Stock Markets, Home Prices, and Mortgage Rates, well, it becomes tougher.  All three are impacted by such myriad of geopolitical and economic news and the emotions resulting from them that it's virtually impossible to foresee all of the variables at the beginning of the year. With that caveat, let's dive into where we are at the beginning of the year and where we are heading or at least where I think we are heading. 2019 Dynamics…continue reading →

2019 FHA Mortgage Loan Limits for all Counties in Georgia (GA)

APPLING 1 Unit - $314,827 2 Unit - $403,125 3 Unit - $487,250 4 Unit - $605,525 ATKINSON 1 Unit - $314,827 2 Unit - $403,125 3 Unit - $487,250 4 Unit - $605,525 BACON 1 Unit - $314,827 2 Unit - $403,125 3 Unit - $487,250 4 Unit - $605,525 BAKER 1 Unit - $314,827 2 Unit - $403,125 3 Unit - $487,250 4 Unit - $605,525 BALDWIN 1 Unit - $314,827 2 Unit - $403,125 3 Unit - $487,250 4 Unit - $605,525 BANKS 1 Unit - $314,827 2 Unit -…continue reading →

2019 FHA Mortgage Loan Limits for all Counties in Texas (TX)

ANDERSON 1 Unit - $314,827 2 Unit $403,125 3 Unit -$487,250 4 Unit - $605,525 ANDREWS 1 Unit - $314,827 2 Unit $403,125 3 Unit -$487,250 4 Unit - $605,525 ANGELINA 1 Unit - $314,827 2 Unit $403,125 3 Unit -$487,250 4 Unit - $605,525 ARANSAS 1 Unit - $314,827 2 Unit $403,125 3 Unit -$487,250 4 Unit - $605,525 ARCHER 1 Unit - $314,827 2 Unit $403,125 3 Unit -$487,250 4 Unit - $605,525 ARMSTRONG 1 Unit - $314,827 2 Unit $403,125 3 Unit -$487,250 4 Unit - $605,525 ATASCOSA 1 Unit…continue reading →

2019 FHA Mortgage Loan Limits for all Counties in Virginia (VA)

ACCOMACK 1 Unit - $314,827 2 Unit - $403,125 3 Unit - $487,250 4 Unit - $605,525 ALBEMARLE 1 Unit -$437,000 2 Unit - $559,450 3 Unit - $676,200 4 Unit - $840,400 ALEXANDRIA 1 Unit - $726,525 2 Unit -$930,300 3 Unit -$1,124,475 4 Unit - $1,397,400 ALLEGHANY 1 Unit - $314,827 2 Unit - $403,125 3 Unit - $487,250 4 Unit - $605,525 AMELIA 1 Unit - $535,900 2 Unit -$686,050 3 Unit -$829,250 4 Unit -$1,030.600 AMHERST 1 Unit - $314,827 2 Unit - $403,125 3 Unit - $487,250 4 Unit…continue reading →

2019 FHA Mortgage Loan Limits for all Counties in Pennsylvania (PA)

ADAMS 1 Unit - $314,827 2 Unit - $403,125 3 Unit - $487,250 4 Unit - $605,525 ALLEGHENY 1 Unit - $314,827 2 Unit - $403,125 3 Unit - $487,250 4 Unit - $605,525 ARMSTRONG 1 Unit - $314,827 2 Unit - $403,125 3 Unit - $487,250 4 Unit - $605,525 BEAVER 1 Unit - $314,827 2 Unit - $403,125 3 Unit - $487,250 4 Unit - $605,525 BEDFORD 1 Unit - $314,827 2 Unit - $403,125 3 Unit - $487,250 4 Unit - $605,525 BERKS 1 Unit - $314,827 2 Unit -…continue reading →

2019 FHA Mortgage Loan Limits for all Counties in Connecticut (CT)

FAIRFIELD 1 Unit - $601,450 2 Unit -$769,950 3 Unit - $930,700 4 Unit -$1,156,650 HARTFORD 1 Unit - $353,050 2 Unit -$451,950 3 Unit -$546,300 4 Unit -$678,950 HARTFORD 1 Unit -$357,650 2 Unit -$457,850 3 Unit -$553,450 4 Unit -$687,800 LITCHFIELD 1 Unit - $353,050 2 Unit -$451,950 3 Unit -$546,300 4 Unit -$678,950 MIDDLESEX 1 Unit - $353,050 2 Unit -$451,950 3 Unit -$546,300 4 Unit -$678,950 NEW HAVEN 1 Unit - $314,827 2 Unit - $403,125 3 Unit - $487,250 4 Unit - $605,525 NEW LONDON 1 Unit -…continue reading →

2019 FHA Mortgage Loan Limits for all Counties in Florida (FL)

ALACHUA 1 Unit - $314,827 2 Unit- $403,125 3 Unit -$487,250 4 Unit - $605,525 BAKER 1 Unit - $358,800 2 Unit- $459,300 3 Unit -$555,200 4 Unit - $690,000 BAY • 1 Unit - $314,827 • 2 Unit -$403,125 • 3 Unit -$487,250 • 4 Unit - $605,525 BRADFORD 1 Unit - $314,827 2 Unit $403,125 3 Unit -$487,250 4 Unit - $605,525 BREVARD 1 Unit - $314,827 2 Unit - $403,125 3 Unit -$487,250 4 Unit - $605,525 BROWARD 1 Unit - $356,500 2 Unit- $456,350 3 Unit -$551,650 4 Unit…continue reading →

2019 FHA Mortgage Loan Limits for all Counties in Maryland (MD)

ALLEGANY 1 Unit - $314,827 2 Unit - $403,125 3 Unit - $487,250 4 Unit - $605,525 ANNE ARUNDEL 1 Unit -$517,500 2 Unit - $662,500 3 Unit - $800,800 4 Unit - $995,200 BALTIMORE 1 Unit -$517,500 2 Unit - $662,500 3 Unit - $800,800 4 Unit - $995,200 BALTIMORE CITY 1 Unit -$517,500 2 Unit - $662,500 3 Unit - $800,800 4 Unit - $995,200 CALVERT 1 Unit - $726,525 2 Unit -$930,300 3 Unit -$1,124,475 4 Unit - $1,397,400 CAROLINE 1 Unit - $314,827 2 Unit - $403,125 3 Unit…continue reading →